Fitness & Recreation · lender intelligence
How to finance a StretchMed
The SBA 7(a) lenders funding the most StretchMed deals, ranked from public loan records — typical StretchMed loan about $188K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance StretchMed
$188K
Typical loan
range $150K–$228K
$208K
Est. purchase price
≈ loan ÷ 90%
$27,865
Cash to close
$20,833 down + fees
$2,745/mo
Typical payment
~12.5% · 10yr
$37,881/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
28 days
Typical time to fund
9
Lenders competing
more = leverage
8.58%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with StretchMed
Ranked by funded StretchMed loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.618 loans · $171M · Salt Lake City, UTFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.2 loans · $2M · Hudson, MAFull record →
- 4.36 loans · $51M · Carmel, INFull record →
- 5.85 loans · $36M · Waterbury, CTFull record →
- 6.328 loans · $134M · Cleveland, OHFull record →
- 7.29 loans · $35M · Arkadelphia, ARFull record →
- 8.21 loans · $11M · Little Rock, ARFull record →
- 9.1 loans · $0M · Newburyport, MAFull record →
12+ funded StretchMed deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Coleman Wellness, LLC in Los Angeles, CA — $193K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 3% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $145K (75%)
- Approved
- 12/15/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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- MCM Stretching Carmel, LLC in Carmel, IN — $300K (2025) · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 22 days
- Approved
- 4/24/2025
- First disbursed
- 5/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- Body By Rid LLC in Atlanta, GA — $200K (2025) · ACC Capital
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 28 days
- Approved
- 1/13/2025
- First disbursed
- 2/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by ACC Capital · Lender record →
Your business? Claim this record · Request removal
- Nick's Stretching LLC in Franklin, MA — $160K (2025) · Avidia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $120K (75%)
- Approval → funding
- 195 days
- Approved
- 5/27/2025
- First disbursed
- 12/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by Avidia Bank · Lender record →
Your business? Claim this record · Request removal
- 7 Steps LLC in North Las Vegas, NV — $30K (2025) · Zions Bank, A Division of
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 56 days
- Approved
- 9/3/2025
- First disbursed
- 10/29/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by Zions Bank, A Division of · Lender record →
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- STRETCHLIFE NEW HAVEN, LLC in New Haven, CT — $229K (2024) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.99% variable
- Term
- 103 months
- SBA guaranteed
- $172K (75%)
- Approval → funding
- 71 days
- Approved
- 2/29/2024
- First disbursed
- 5/10/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Other Personal Care Services
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- NWA-SZ1, LLC in Bentonville, AR — $175K (2024) · Southern Bancorp Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $131K (75%)
- Approval → funding
- 7 days
- Approved
- 10/10/2023
- First disbursed
- 10/17/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Care Services
Funded by Southern Bancorp Bank · Lender record →
Your business? Claim this record · Request removal
- 7 Steps LLC in North Las Vegas, NV — $150K (2024) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 30 days
- Approved
- 9/26/2024
- First disbursed
- 10/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Zions Bank, A Division of · Lender record →
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- BAAM LLC in Brookline, MA — $228K (2023) · purchase · Avidia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $171K (75%)
- Approval → funding
- 9 days
- Approved
- 4/5/2023
- First disbursed
- 4/14/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Fitness and Recreational Sports Centers
If you were the buyer here
- Est. deal size
- $253K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $34K
- Monthly payment
- $3,009
- Annual debt service
- $36K
- Cash flow needed (1.25×)
- $45K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Avidia Bank · Lender record →
Your business? Claim this record · Request removal
- CKB Group LLC in Andover, MA — $188K (2022) · Newburyport Five Cents Savings Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.5% fixed
- Term
- 90 months
- SBA guaranteed
- $94K (50%)
- Approval → funding
- 15 days
- Approved
- 12/1/2021
- First disbursed
- 12/16/2021
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Newburyport Five Cents Savings Bank · Lender record →
Your business? Claim this record · Request removal
- The Long Stretch, LLC in Richfield, OH — $25K (2022) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 33 days
- Approved
- 9/2/2022
- First disbursed
- 10/5/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Bonnevie LLC in Winchester, MA — $145K (2021) · Webster Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 126 months
- SBA guaranteed
- $123K (85%)
- Approval → funding
- 12 days
- Approved
- 11/19/2020
- First disbursed
- 12/1/2020
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Webster Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a StretchMed? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to StretchMed businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a StretchMed purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Zions Bank, A Division of funds the most. CapBench is not a lender.
- $188K typical StretchMed loan
- 9 lenders fund the brand
- 28 days typical to fund
Buyers researching a StretchMed typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.