Fitness & Recreation · lender intelligence
How to finance a Stride in California
The SBA 7(a) lenders funding the most Stride deals in California, from public loan records — typical Stride loan about $495K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Stride in California
$600K
Typical loan
range $120K–$600K
$667K
Est. purchase price
≈ loan ÷ 90%
$89,167
Cash to close
$66,667 down + fees
$7,764/mo
Typical payment
~9.5% · 10yr
$107,143/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
9 days
Typical time to fund
2
Lenders competing
more = leverage
5.63%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Stride in California
Ranked by funded Stride loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.9 loans · $13M · Atlanta, GAFull record →
- 2.154 loans · $26M · San Diego, CAFull record →
2+ funded Stride in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- 3D RunWorks in Manhattan Beach, CA — $600K (2021) · Ameris Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $540K (90%)
- Approved
- 7/30/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
- KLS Fitness, LLC in San Diego, CA — $120K (2021) · CDC Small Business Finance Corp.
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 6.5% variable
- Term
- 89 months
- SBA guaranteed
- $108K (90%)
- Approval → funding
- 9 days
- Approved
- 9/21/2021
- First disbursed
- 9/30/2021
- Loan status
- Failed — $106K charged off (10/10/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
Buying a Stride in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Stride loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Stride purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Ameris Bank funds the most here. CapBench is not a lender.
- $495K typical Stride loan
- 2 lenders active in California
- 2+ funded California deals
- 9 days typical to fund
Buyers buying a Stride in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.