Fitness & Recreation · lender intelligence

How to finance a Stride

State:

The SBA 7(a) lenders funding the most Stride deals, ranked from public loan records — typical Stride loan about $495K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Stride

$495K

Typical loan

range $382K–$641K

$550K

Est. purchase price

≈ loan ÷ 90%

$73,563

Cash to close

$55,000 down + fees

$6,405/mo

Typical payment

~9.5% · 10yr

$88,389/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

5.65%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Stride

Ranked by funded Stride loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.19 loans · $5M · Salem, MAFull record →
3.105 loans · $164M · Brookline, MAFull record →
4.66 loans · $68M · Milford, IAFull record →
5.62 loans · $21M · Saint Cloud, MNFull record →
6.2 loans · $1M · Odessa, TXFull record →
7.9 loans · $13M · Atlanta, GAFull record →
8.154 loans · $26M · San Diego, CAFull record →

12+ funded Stride deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Kess Fitness, LLC in Burlington, MA — $650K (2022) · Salem Five Cents Savings Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$488K (75%)
Approved
12/22/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Salem Five Cents Savings Bank · Lender record →
Your business? Claim this record · Request removal
Kess Fitness, LLC in Burlington, MA — $650K (2022) · Salem Five Cents Savings Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$488K (75%)
Approved
4/14/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Salem Five Cents Savings Bank · Lender record →
Your business? Claim this record · Request removal
AKP Fitness, Inc. in Dallas, TX — $495K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$371K (75%)
Approval → funding
2 days
Approved
2/23/2022
First disbursed
2/25/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Corang Corporation in Henderson, NV — $460K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
119 months
SBA guaranteed
$345K (75%)
Approval → funding
15 days
Approved
2/17/2022
First disbursed
3/4/2022
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
AKP Fitness, Inc. in Dallas, TX — $40K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approval → funding
12 days
Approved
2/23/2022
First disbursed
3/7/2022
Loan status
Delinquent
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Time Fitness Inc. in Mckinney, TX — $641K (2021) · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
5.75% fixed
Term
106 months
SBA guaranteed
$577K (90%)
Approval → funding
4 days
Approved
2/24/2021
First disbursed
2/28/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
3D RunWorks in Manhattan Beach, CA — $600K (2021) · Ameris Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$540K (90%)
Approved
7/30/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
Mindset WBP, LLC dba Stride in Lubbock, TX — $540K (2021) · SouthWest Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
126 months
SBA guaranteed
$486K (90%)
Approval → funding
40 days
Approved
7/22/2021
First disbursed
8/31/2021
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
31
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by SouthWest Bank · Lender record →
Your business? Claim this record · Request removal
Wellond, LLC in Austin, TX — $460K (2021) · United Community Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
125 months
SBA guaranteed
$414K (90%)
Approval → funding
19 days
Approved
5/12/2021
First disbursed
5/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
KLS Fitness, LLC in San Diego, CA — $120K (2021) · CDC Small Business Finance Corp.
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
6.5% variable
Term
89 months
SBA guaranteed
$108K (90%)
Approval → funding
9 days
Approved
9/21/2021
First disbursed
9/30/2021
Loan status
Failed — $106K charged off (10/10/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
TREADBLU, LLC in Jacksonville, FL — $382K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
125 months
SBA guaranteed
$287K (75%)
Approval → funding
15 days
Approved
1/16/2020
First disbursed
1/31/2020
Loan status
Paid in full (4/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
A.L.L. Wellness Inc in Crown Point, IN — $350K (2020) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
36 days
Approved
9/25/2020
First disbursed
10/31/2020
Loan status
Paid in full (5/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
28
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Stride? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Stride businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Stride purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$495K typical Stride loan
8 lenders fund the brand
15 days typical to fund

Buyers researching a Stride typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Stride record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/stride
API:: https://www.capbench.com/api/public/lenders?franchise=stride
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.