Food & Restaurants · lender intelligence
How to finance a Subway in Rhode Island
The SBA 7(a) lenders funding the most Subway deals in Rhode Island, from public loan records — typical Subway loan about $210K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Subway in Rhode Island
$125K
Typical loan
range $25K–$125K
$139K
Est. purchase price
≈ loan ÷ 90%
$17,889
Cash to close
$13,889 down + fees
$1,830/mo
Typical payment
~12.5% · 10yr
$25,254/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
46 days
Typical time to fund
2
Lenders competing
more = leverage
6.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Subway in Rhode Island
Ranked by funded Subway loans in Rhode Island. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.62 loans · $21M · Saint Cloud, MNFull record →
- 2.3 loans · $0M · Taunton, MAFull record →
2+ funded Subway in Rhode Island deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- A&G Subs Corp. in Cranston, RI — $125K (2024) · South Eastern Economic Development Corporation
- Program
- 7a General
- Rate at approval
- 7% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $106K (85%)
- Approval → funding
- 46 days
- Approved
- 12/16/2023
- First disbursed
- 1/31/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by South Eastern Economic Development Corporation · Lender record →
Your business? Claim this record · Request removal
- BROCCOLI-THOMPSON ENTERPRISES, LLC in North Providence, RI — $25K (2021) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $23K (90%)
- Approval → funding
- 13 days
- Approved
- 4/7/2021
- First disbursed
- 4/20/2021
- Loan status
- Paid in full (7/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Subway in Rhode Island? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Subway loans with a Rhode Island project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Subway purchase in Rhode Island with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Rhode Island deals. Stearns Bank National Association funds the most here. CapBench is not a lender.
- $210K typical Subway loan
- 2 lenders active in Rhode Island
- 2+ funded Rhode Island deals
- 46 days typical to fund
Buyers buying a Subway in Rhode Island typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.