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How to finance a Sugaring NYC in Texas

State:

The SBA 7(a) lenders funding the most Sugaring NYC deals in Texas, from public loan records — typical Sugaring NYC loan about $259K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Sugaring NYC in Texas

$255K

Typical loan

range $166K–$305K

$283K

Est. purchase price

≈ loan ÷ 90%

$37,881

Cash to close

$28,322 down + fees

$3,511/mo

Typical payment

~11% · 10yr

$48,452/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

8.72%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Sugaring NYC in Texas

Ranked by funded Sugaring NYC loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →
3.618 loans · $171M · Salt Lake City, UTFull record →
4.44 loans · $52M · Wallis, TXFull record →

10+ funded Sugaring NYC in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Snycey LLC in Mckinney, TX — $240K (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.99% variable
Term
120 mo (10 yrs)
SBA guaranteed
$180K (75%)
Approval → funding
15 days
Approved
3/13/2025
First disbursed
3/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Beauty Salons
If you were the buyer here
Est. deal size
$267K
Est. down payment (10%)
$27K
Est. cash at closing
$36K
Monthly payment
$3,170
Annual debt service
$38K
Cash flow needed (1.25×)
$48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Jananam Enterprises LLC in Flower Mound, TX — $305K (2024) · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$229K (75%)
Approval → funding
32 days
Approved
2/24/2024
First disbursed
3/27/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
Sunaa LLC in Richmond, TX — $255K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
129 months
SBA guaranteed
$191K (75%)
Approval → funding
7 days
Approved
1/5/2024
First disbursed
1/12/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Smooth Silhouettes L.L.C. in Montgomery, TX — $259K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$194K (75%)
Approval → funding
3 days
Approved
1/27/2023
First disbursed
1/30/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
PG & PG LLC in Houston, TX — $210K (2023) · Wallis Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
126 months
SBA guaranteed
$178K (85%)
Approval → funding
27 days
Approved
6/8/2023
First disbursed
7/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by Wallis Bank · Lender record →
Your business? Claim this record · Request removal
Smooth Silhouettes L.L.C. in Montgomery, TX — $25K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
3 days
Approved
1/27/2023
First disbursed
1/30/2023
Loan status
In liquidation
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
SUGARINGNYC DALLAS in Dallas, TX — $350K (2022) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
83 months
SBA guaranteed
$263K (75%)
Approval → funding
13 days
Approved
1/18/2022
First disbursed
1/31/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
Sunaa LLC in Friendswood, TX — $166K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (75%)
Approval → funding
20 days
Approved
5/18/2022
First disbursed
6/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Sunaa LLC in Friendswood, TX — $30K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approved
5/18/2022
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
JG BEAUTY GROUP INC. in Dallas, TX — $306K (2021) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
125 months
SBA guaranteed
$276K (90%)
Approved
8/31/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal

Buying a Sugaring NYC in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Sugaring NYC loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Sugaring NYC purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$259K typical Sugaring NYC loan
5 lenders active in Texas
10+ funded Texas deals
15 days typical to fund

Buyers buying a Sugaring NYC in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Sugaring NYC lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/sugaring-nyc/texas
API:: https://www.capbench.com/api/public/lenders?franchise=sugaring-nyc
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.