Health & Medical · lender intelligence

How to finance a Sugaring NYC

State:

The SBA 7(a) lenders funding the most Sugaring NYC deals, ranked from public loan records — typical Sugaring NYC loan about $259K, 0% failure rate across 34 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Sugaring NYC

$259K

Typical loan

range $40K–$343K

$288K

Est. purchase price

≈ loan ÷ 90%

$38,491

Cash to close

$28,778 down + fees

$3,568/mo

Typical payment

~11% · 10yr

$49,238/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

9.51%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Sugaring NYC

Ranked by funded Sugaring NYC loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.318 loans · $229M · Osage Beach, MOFull record →
3.105 loans · $72M · Wilmington, DEFull record →
4.3,264 loans · $846M · Miami, FLFull record →
5.65 loans · $78M · Springfield, MOFull record →
6.1,296 loans · $1.4B · Wilmington, NCFull record →
7.618 loans · $171M · Salt Lake City, UTFull record →
8.62 loans · $21M · Saint Cloud, MNFull record →
9.46 loans · $47M · Asheville, NCFull record →
10.44 loans · $52M · Wallis, TXFull record →

34+ funded Sugaring NYC deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Ascending Beauty Corp in Port Saint Lucie, FL — $343K (2026) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
132 mo (11 yrs)
SBA guaranteed
$257K (75%)
Approved
1/26/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Aspen Mint LLC in Charlotte, NC — $490K (2025) · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$368K (75%)
Approved
12/18/2024
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
Ascending Beauty Corp in Port Saint Lucie, FL — $343K (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
132 mo (11 yrs)
SBA guaranteed
$257K (75%)
Approved
9/30/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Snycey LLC in Mckinney, TX — $240K (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.99% variable
Term
120 mo (10 yrs)
SBA guaranteed
$180K (75%)
Approval → funding
15 days
Approved
3/13/2025
First disbursed
3/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Beauty Salons
If you were the buyer here
Est. deal size
$267K
Est. down payment (10%)
$27K
Est. cash at closing
$36K
Monthly payment
$3,170
Annual debt service
$38K
Cash flow needed (1.25×)
$48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Jananam Enterprises LLC in Flower Mound, TX — $305K (2024) · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$229K (75%)
Approval → funding
32 days
Approved
2/24/2024
First disbursed
3/27/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
J&M Strategies LLC in Overland Park, KS — $300K (2024) · OakStar Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
133 months
SBA guaranteed
$225K (75%)
Approval → funding
175 days
Approved
7/5/2024
First disbursed
12/27/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by OakStar Bank · Lender record →
Your business? Claim this record · Request removal
Sweet Legacy Inc. in Charlotte, NC — $276K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$207K (75%)
Approval → funding
6 days
Approved
6/21/2024
First disbursed
6/27/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Sunaa LLC in Richmond, TX — $255K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
129 months
SBA guaranteed
$191K (75%)
Approval → funding
7 days
Approved
1/5/2024
First disbursed
1/12/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
RK SUGARING INC in Old Bridge, NJ — $175K (2024) · Wilmington Savings Fund Society FSB
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$131K (75%)
Approval → funding
77 days
Approved
1/19/2024
First disbursed
4/5/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
RK SUGARING INC in Old Bridge, NJ — $75K (2024) · Wilmington Savings Fund Society FSB
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$38K (50%)
Approval → funding
76 days
Approved
1/19/2024
First disbursed
4/4/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
Sweet Legacy Inc. in Charlotte, NC — $25K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
112 days
Approved
6/21/2024
First disbursed
10/11/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
SWEET ESCAPE BY KARI, LLC in Auburn, NH — $549K (2023) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
124 months
SBA guaranteed
$412K (75%)
Approval → funding
5 days
Approved
8/24/2023
First disbursed
8/29/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Existing or more than 2 years old
Industry
Beauty Salons
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Sugar Wax Island LLC in Boynton Beach, FL — $365K (2023) · Newtek Bank, National Association
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$274K (75%)
Approved
5/11/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Sugar Wax Island LLC in Boynton Beach, FL — $364K (2023) · Newtek Bank, National Association
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
125 months
SBA guaranteed
$273K (75%)
Approval → funding
14 days
Approved
4/21/2023
First disbursed
5/5/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
New Business or 2 years or less
Industry
Other Personal Care Services
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
CCDY Sugaring LI-3, Inc. in East Meadow, NY — $350K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$262K (75%)
Approval → funding
1 days
Approved
5/11/2023
First disbursed
5/12/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
26
Business age
Startup, Loan Funds will Open Business
Industry
Cosmetology and Barber Schools
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Organic Sugarista, LLC. in Ellenton, FL — $348K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$261K (75%)
Approval → funding
5 days
Approved
7/14/2023
First disbursed
7/19/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Zachari Charles LLC in Gilbert, AZ — $327K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$245K (75%)
Approval → funding
8 days
Approved
9/27/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Smooth Silhouettes L.L.C. in Montgomery, TX — $259K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$194K (75%)
Approval → funding
3 days
Approved
1/27/2023
First disbursed
1/30/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Sugaring Bowie LLC in Gambrills, MD — $243K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$182K (75%)
Approval → funding
27 days
Approved
12/8/2022
First disbursed
1/4/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
PG & PG LLC in Houston, TX — $210K (2023) · Wallis Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
126 months
SBA guaranteed
$178K (85%)
Approval → funding
27 days
Approved
6/8/2023
First disbursed
7/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by Wallis Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Sugaring NYC? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Sugaring NYC businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Sugaring NYC purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$259K typical Sugaring NYC loan
0% failure rate (FY20–23)
11 lenders fund the brand
15 days typical to fund

Buyers researching a Sugaring NYC typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Sugaring NYC record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/sugaring-nyc
API:: https://www.capbench.com/api/public/lenders?franchise=sugaring-nyc
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.