How to finance a Sylvan Learning Centers in New York

State:

Arizona (2)Arkansas (1)California (9)Colorado (1)Delaware (1)Florida (6)Georgia (1)Idaho (5)Illinois (6)Massachusetts (1)Michigan (1)Minnesota (2)

The SBA 7(a) lenders funding the most Sylvan Learning Centers deals in New York, from public loan records — typical Sylvan Learning Centers loan about $203K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Sylvan Learning Centers in New York

$594K

Typical loan

range $320K–$594K

$660K

Est. purchase price

≈ loan ÷ 90%

$88,275

Cash to close

$66,000 down + fees

$7,686/mo

Typical payment

~9.5% · 10yr

$106,067/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

9.63%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Sylvan Learning Centers in New York

Ranked by funded Sylvan Learning Centers loans in New York. Tap a lender for its full record, or hit Get in touch for an introduction.

1.8 loans · $2M · Latham, NYFull record →
2.62 loans · $21M · Saint Cloud, MNFull record →

2+ funded Sylvan Learning Centers in New York deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Cathlene Schwartzbeck in Albany, NY — $320K (2023) · purchase · NYBDC Local Development Corporation dba Pursuit Community Finance
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$240K (75%)
Approval → funding
19 days
Approved
1/18/2023
First disbursed
2/6/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Exam Preparation and Tutoring
If you were the buyer here
Est. deal size
$356K
Est. down payment (10%)
$36K
Est. cash at closing
$48K
Monthly payment
$4,499
Annual debt service
$54K
Cash flow needed (1.25×)
$67K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by NYBDC Local Development Corporation dba Pursuit Community Finance · Lender record →
Your business? Claim this record · Request removal
EXCELLENCE AND BEYOND, INC. in Port Washington, NY — $594K (2022) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$446K (75%)
Approval → funding
16 days
Approved
8/23/2022
First disbursed
9/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Exam Preparation and Tutoring
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Sylvan Learning Centers in New York? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Sylvan Learning Centers loans with a New York project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Sylvan Learning Centers purchase in New York with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New York deals. NYBDC Local Development Corporation dba Pursuit Community Finance funds the most here. CapBench is not a lender.

$203K typical Sylvan Learning Centers loan
2 lenders active in New York
2+ funded New York deals
19 days typical to fund

Buyers buying a Sylvan Learning Centers in New York typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Sylvan Learning Centers lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/sylvan-learning-centers/new-york
API:: https://www.capbench.com/api/public/lenders?franchise=sylvan-learning-centers&state=NY
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.