Fitness & Recreation · lender intelligence
How to finance a The Gravity Vault
The SBA 7(a) lenders funding the most The Gravity Vault deals, ranked from public loan records — typical The Gravity Vault loan about $1.8M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance The Gravity Vault
$1.83M
Typical loan
range $293K–$1.83M
$2.03M
Est. purchase price
≈ loan ÷ 90%
$279,135
Cash to close
$202,889 down + fees
$23,628/mo
Typical payment
~9.5% · 10yr
$326,066/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
52 days
Typical time to fund
2
Lenders competing
more = leverage
8.63%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The Gravity Vault
Ranked by funded The Gravity Vault loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.17 loans · $30M · Branchburg, NJFull record →
2+ funded The Gravity Vault deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Lehigh Valley Climbing, LLC in Whitehall, PA — $1.8M (2024) · Financial Resources Federal Credit Union
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 52 days
- Approved
- 5/9/2024
- First disbursed
- 6/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by Financial Resources Federal Credit Union · Lender record →
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- Keatrin Foods LLC in Kennedale, TX — $293K (2022) · SpiritBank
- Program
- 7a General
- Rate at approval
- 6.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $22K (8%)
- Approval → funding
- 10 days
- Approved
- 6/27/2022
- First disbursed
- 7/7/2022
- Loan status
- Failed — charged off
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by SpiritBank
Your business? Claim this record · Request removal
Buying a The Gravity Vault? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to The Gravity Vault businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The Gravity Vault purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Financial Resources Federal Credit Union funds the most. CapBench is not a lender.
- $1.8M typical The Gravity Vault loan
- 2 lenders fund the brand
- 52 days typical to fund
Buyers researching a The Gravity Vault typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.