Franchise · lender intelligence
How to finance a The Junkluggers
The SBA 7(a) lenders funding the most The Junkluggers deals, ranked from public loan records — typical The Junkluggers loan about $150K, 5.71% failure rate across 50 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance The Junkluggers
$150K
Typical loan
range $100K–$246K
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
94.3%
Still performing
5.7% default · FY20–23
13 days
Typical time to fund
11
Lenders competing
more = leverage
7.08%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The Junkluggers
Ranked by funded The Junkluggers loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.575 loans · $220M · De Graff, OHFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.52 loans · $5M · Rochester, NYFull record →
- 4.105 loans · $72M · Wilmington, DEFull record →
- 5.105 loans · $164M · Brookline, MAFull record →
- 6.103 loans · $64M · Indiana, PAFull record →
- 7.20 loans · $8M · Saint Petersburg, FLFull record →
- 8.78 loans · $53M · Birmingham, ALFull record →
- 9.12 loans · $3M · Loretto, MNFull record →
- 10.75 loans · $98M · Sioux Falls, SDFull record →
50+ funded The Junkluggers deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Titus Elliott Enterprises, LLC in Lancaster, PA — $500K (2026) · purchase · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 36 days
- Approved
- 11/25/2025
- First disbursed
- 12/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Solid Waste Collection
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,334
- Annual debt service
- $76K
- Cash flow needed (1.25×)
- $95K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- THOR'S RECYCLE & SALVAGE, LLC. in Hockley, TX — $223K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $167K (75%)
- Approved
- 1/30/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Waste Collection
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Titus Elliott Enterprises, LLC in Lancaster, PA — $100K (2026) · purchase · Wilmington Savings Fund Society FSB
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 11/28/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Other Waste Collection
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,267
- Annual debt service
- $15K
- Cash flow needed (1.25×)
- $19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- THOR'S RECYCLE & SALVAGE, LLC. in Hockley, TX — $50K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 1/30/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Waste Collection
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Junkluggers of Austin in Austin, TX — $537K (2025) · Regions Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $403K (75%)
- Approval → funding
- 16 days
- Approved
- 11/19/2024
- First disbursed
- 12/5/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Solid Waste Collection
Funded by Regions Bank · Lender record →
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- TRASH LOVERS LLC in West Palm Beach, FL — $500K (2025) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 12 days
- Approved
- 9/3/2025
- First disbursed
- 9/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Other Waste Collection
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,539
- Annual debt service
- $78K
- Cash flow needed (1.25×)
- $98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- Platypus Capital LLC in Moraga, CA — $329K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $246K (75%)
- Approval → funding
- 24 days
- Approved
- 1/6/2025
- First disbursed
- 1/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Tyler Sustainable Solutions LLC dba THE JUNKLUGGERS OF CRENSHAW in Los Angeles, CA — $300K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 83 days
- Approved
- 2/5/2025
- First disbursed
- 4/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Solid Waste Collection
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Day-Follett Company in College Station, TX — $246K (2025) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $185K (75%)
- Approval → funding
- 40 days
- Approved
- 5/14/2025
- First disbursed
- 6/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Solid Waste Collection
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
- JUNKLUGGERS OF CHICAGO NW SUBURBS in Elgin, IL — $150K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 12.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 21 days
- Approved
- 6/6/2025
- First disbursed
- 6/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Other Waste Collection
Funded by BayFirst National Bank · Lender record →
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- LOUD CHIHUAHUA LLC in Farmington, NY — $111K (2025) · ESL FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 6.88% fixed
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $83K (75%)
- Approval → funding
- 18 days
- Approved
- 7/5/2025
- First disbursed
- 7/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Solid Waste Collection
Funded by ESL FCU · Lender record →
Your business? Claim this record · Request removal
- LOUD CHIHUAHUA LLC in Farmington, NY — $50K (2025) · ESL FCU
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 88 days
- Approved
- 7/5/2025
- First disbursed
- 10/1/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Solid Waste Collection
Funded by ESL FCU · Lender record →
Your business? Claim this record · Request removal
- LOUD CHIHUAHUA LLC in Farmington, NY — $43K (2025) · ESL FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 6.79% fixed
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $32K (75%)
- Approval → funding
- 18 days
- Approved
- 7/5/2025
- First disbursed
- 7/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Solid Waste Collection
Funded by ESL FCU · Lender record →
Your business? Claim this record · Request removal
- Platypus Capital LLC in Moraga, CA — $30K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 38 days
- Approved
- 1/6/2025
- First disbursed
- 2/13/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Blue J Holdings LLC dba THE JUNKLUGGERS OF CINCINNATI AND WARREN COUNTY, THE JUN in Cincinnati, KY — $350K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 102 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 41 days
- Approved
- 10/24/2023
- First disbursed
- 12/4/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Solid Waste Collection
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- The Full Monty Enterprises, LLC in Brandon, FL — $332K (2023) · Bank of Central Florida
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 126 months
- SBA guaranteed
- $249K (75%)
- Approval → funding
- 27 days
- Approved
- 11/8/2022
- First disbursed
- 12/5/2022
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Recyclable Material Merchant Wholesalers
Funded by Bank of Central Florida
Your business? Claim this record · Request removal
- Quisquilia LLC in Raleigh, NC — $349K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $262K (75%)
- Approval → funding
- 6 days
- Approved
- 2/9/2022
- First disbursed
- 2/15/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
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- Ellis Laliberte Ventures, Inc. in San Francisco, CA — $271K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $203K (75%)
- Approval → funding
- 4 days
- Approved
- 6/24/2022
- First disbursed
- 6/28/2022
- Loan status
- Paid in full (1/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Solid Waste Collection
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Native Endeavors, Inc. in Paris, OH — $157K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $117K (75%)
- Approval → funding
- 4 days
- Approved
- 2/24/2022
- First disbursed
- 2/28/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Ellis Laliberte Ventures, Inc. in San Francisco, CA — $150K (2022) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 11/30/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Waste Collection
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a The Junkluggers? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to The Junkluggers businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The Junkluggers purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.
- $150K typical The Junkluggers loan
- 5.71% failure rate (FY20–23)
- 11 lenders fund the brand
- 13 days typical to fund
Buyers researching a The Junkluggers typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.