Food & Restaurants · lender intelligence

How to finance a The Yard Milkshake Bar

State:

The SBA 7(a) lenders funding the most The Yard Milkshake Bar deals, ranked from public loan records — typical The Yard Milkshake Bar loan about $350K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance The Yard Milkshake Bar

$350K

Typical loan

range $250K–$427K

$389K

Est. purchase price

≈ loan ÷ 90%

$52,014

Cash to close

$38,889 down + fees

$4,821/mo

Typical payment

~11% · 10yr

$66,530/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

8.49%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with The Yard Milkshake Bar

Ranked by funded The Yard Milkshake Bar loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.19 loans · $5M · Roseville, CAFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.1,927 loans · $207M · Buffalo, NYFull record →
4.2 loans · $0M · Storm Lake, IAFull record →
5.1 loans · $1M · Cuba, MOFull record →
6.60 loans · $40M · Clayton, MOFull record →
7.10 loans · $3M · Perryville, MOFull record →
8.2 loans · $3M · Doral, FLFull record →

20+ funded The Yard Milkshake Bar deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

GREAT EXPERIENCES LLC in Berkeley, CA — $535K (2025) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
126 months
SBA guaranteed
$401K (75%)
Approval → funding
14 days
Approved
2/11/2025
First disbursed
2/25/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
Scapigliata, LLC in Destin, FL — $497K (2025) · Peoples Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$372K (75%)
Approval → funding
35 days
Approved
5/28/2025
First disbursed
7/2/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Peoples Bank · Lender record →
Your business? Claim this record · Request removal
Little Kanha Inc in Pigeon Forge, TN — $430K (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$323K (75%)
Approval → funding
23 days
Approved
1/13/2025
First disbursed
2/5/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$478K
Est. down payment (10%)
$48K
Est. cash at closing
$64K
Monthly payment
$5,623
Annual debt service
$67K
Cash flow needed (1.25×)
$84K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Little Kanha Inc in Pigeon Forge, TN — $100K (2025) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approved
1/13/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,308
Annual debt service
$16K
Cash flow needed (1.25×)
$20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
FJS HOLDINGS LLC in Branson, MO — $372K (2024) · The Bank of Missouri
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$279K (75%)
Approval → funding
0 days
Approved
12/28/2023
First disbursed
12/28/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Bank of Missouri · Lender record →
Your business? Claim this record · Request removal
FoodTrap Media LLC in Raleigh, NC — $500K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
12 days
Approved
9/2/2023
First disbursed
9/14/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
The Yard Milkshake Bar Utah County LLC in Orem, UT — $427K (2023) · Central Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
243 months
SBA guaranteed
$320K (75%)
Approval → funding
2 days
Approved
5/31/2023
First disbursed
6/2/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
40
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Food Retailers
Funded by Central Bank · Lender record →
Your business? Claim this record · Request removal
The Yard Maryland LLC in Oxon Hill, MD — $400K (2023) · Manufacturers and Traders Trust Company
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
146 days
Approved
9/27/2023
First disbursed
2/20/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
80
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
AR THE YARD MILKSHAKE BAR DENVER, CO LLC in Denver, CO — $350K (2023) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
126 months
SBA guaranteed
$263K (75%)
Approval → funding
8 days
Approved
12/28/2022
First disbursed
1/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
54
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
The Yard Milkshake Bar of Miami in Miami, FL — $350K (2023) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
124 months
SBA guaranteed
$263K (75%)
Approval → funding
16 days
Approved
2/19/2023
First disbursed
3/7/2023
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
40
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
FoodTrap Media LLC in Raleigh, NC — $25K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
8/30/2023
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
The Parkville Group Limited Liability Company in Fort Worth, TX — $350K (2022) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
126 months
SBA guaranteed
$263K (75%)
Approved
8/17/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
49
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
WHAT'S SHAKIN' TAMPA LLC in Saint Petersburg, FL — $38K (2022) · Central Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$32K (85%)
Approval → funding
21 days
Approved
3/17/2022
First disbursed
4/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Central Bank · Lender record →
Your business? Claim this record · Request removal
SQUALI LLC in Ashburn, VA — $25K (2022) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.25% variable
Term
97 months
SBA guaranteed
$13K (50%)
Approval → funding
26 days
Approved
4/4/2022
First disbursed
4/30/2022
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
53
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Frappe Miami LLC in Miami, FL — $350K (2021) · US Century Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
123 months
SBA guaranteed
$315K (90%)
Approved
9/20/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
75
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by US Century Bank · Lender record →
Your business? Claim this record · Request removal
WHAT'S SHAKIN' TAMPA LLC in Saint Petersburg, FL — $310K (2021) · Central Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$279K (90%)
Approval → funding
19 days
Approved
5/12/2021
First disbursed
5/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Central Bank · Lender record →
Your business? Claim this record · Request removal
AR YARD MILKSHAKE LLC in Vancouver, WA — $310K (2021) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$279K (90%)
Approval → funding
37 days
Approved
5/17/2021
First disbursed
6/23/2021
Loan status
Paid in full (5/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
24
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
SQUALI LLC in Ashburn, VA — $250K (2021) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% variable
Term
67 months
SBA guaranteed
$125K (50%)
Approval → funding
30 days
Approved
12/16/2020
First disbursed
1/15/2021
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Knife Hand Group, LLC in Flowood, MS — $332K (2020) · Peoples Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
132 mo (11 yrs)
SBA guaranteed
$249K (75%)
Approval → funding
21 days
Approved
4/23/2020
First disbursed
5/14/2020
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Peoples Bank · Lender record →
Your business? Claim this record · Request removal
The Yard Milkshake Bar - Phoenix, LLC in Phoenix, AZ — $187K (2020) · Midwest Regional Bank
Program
7a General
Rate at approval
6% variable
Term
122 months
SBA guaranteed
$140K (75%)
Approved
8/31/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal

Buying a The Yard Milkshake Bar? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to The Yard Milkshake Bar businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a The Yard Milkshake Bar purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Five Star Bank funds the most. CapBench is not a lender.

$350K typical The Yard Milkshake Bar loan
9 lenders fund the brand
21 days typical to fund

Buyers researching a The Yard Milkshake Bar typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker The Yard Milkshake Bar record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/the-yard-milkshake-bar
API:: https://www.capbench.com/api/public/lenders?franchise=the-yard-milkshake-bar
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.