Food & Restaurants · lender intelligence
How to finance a Tous Les Jours
The SBA 7(a) lenders funding the most Tous Les Jours deals, ranked from public loan records — typical Tous Les Jours loan about $750K, 0% failure rate across 69 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Tous Les Jours
$750K
Typical loan
range $350K–$1.17M
$833K
Est. purchase price
≈ loan ÷ 90%
$114,271
Cash to close
$83,333 down + fees
$9,705/mo
Typical payment
~9.5% · 10yr
$133,929/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
33 days
Typical time to fund
31
Lenders competing
more = leverage
8.65%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Tous Les Jours
Ranked by funded Tous Les Jours loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.139 loans · $102M · Los Angeles, CAFull record →
- 3.274 loans · $315M · Los Angeles, CAFull record →
- 4.58 loans · $53M · New York, NYFull record →
- 5.105 loans · $72M · Wilmington, DEFull record →
- 6.39 loans · $31M · Duluth, GAFull record →
- 7.42 loans · $48M · Los Angeles, CAFull record →
- 8.19 loans · $5M · Columbus, OHFull record →
- 9.1,927 loans · $207M · Buffalo, NYFull record →
- 10.47 loans · $39M · Greenville, PAFull record →
- 11.85 loans · $148M · Los Angeles, CAFull record →
- 12.60 loans · $130M · Doraville, GAFull record →
- 13.2 loans · $2M · Hudson, MAFull record →
- 14.105 loans · $51M · Fitzgerald, GAFull record →
- 15.34 loans · $57M · Charlotte, NCFull record →
- 16.242 loans · $281M · Chicago, ILFull record →
- 17.18 loans · $24M · Madison, WIFull record →
- 18.116 loans · $120M · Evansville, INFull record →
- 19.112 loans · $112M · Irving, TXFull record →
- 20.15 loans · $18M · Berryville, VAFull record →
- 21.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 22.22 loans · $33M · Dallas, TXFull record →
- 23.128 loans · $40M · Wilmington, DEFull record →
- 24.2 loans · $0M · Pittsfield, ILFull record →
- 25.318 loans · $229M · Osage Beach, MOFull record →
69+ funded Tous Les Jours deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- TLJ ANNAPOLIS LLC in Annapolis, MD — $1.5M (2026) · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 62 days
- Approved
- 12/9/2025
- First disbursed
- 2/9/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Funded by Wilmington Savings Fund Society FSB · Lender record →
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- CHK Corporation in Burke, VA — $1.5M (2026) · purchase · Commonwealth Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approved
- 2/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Baked Goods Retailers
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $167K
- Est. cash at closing
- $229K
- Monthly payment
- $18,398
- Annual debt service
- $221K
- Cash flow needed (1.25×)
- $276K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
- CTC INVESTMENTS LLC in Franklin, TN — $1.5M (2026) · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.35% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 30 days
- Approved
- 12/9/2025
- First disbursed
- 1/8/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- TLJANDERSON LLC in Cincinnati, OH — $1.4M (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approved
- 3/13/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- GGDS 2 LLC in Powell, OH — $1.3M (2026) · Telhio Credit Union Inc
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $999K (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Telhio Credit Union Inc · Lender record →
Your business? Claim this record · Request removal
- Star Bakery LLC in Downers Grove, IL — $1.3M (2026) · First National Bank of Pennsylvania
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 126 months
- SBA guaranteed
- $995K (75%)
- Approval → funding
- 24 days
- Approved
- 11/24/2025
- First disbursed
- 12/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Commercial Bakeries
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
- Tous Les Jours Bakery - Cafe in Centreville, VA — $1.3M (2026) · Commonwealth Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $983K (75%)
- Approval → funding
- 60 days
- Approved
- 12/22/2025
- First disbursed
- 2/20/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Existing or more than 2 years old
- Industry
- Baked Goods Retailers
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
- Cr888tive Confections, Corporation in San Jose, CA — $909K (2026) · VelocitySBA, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $682K (75%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Funded by VelocitySBA, LLC · Lender record →
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- YB Rise Inc. in Brooklyn, NY — $823K (2026) · Woori America Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $617K (75%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Funded by Woori America Bank · Lender record →
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- Tous Les Jours in Rowland Heights, CA — $600K (2026) · Woori America Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Funded by Woori America Bank · Lender record →
Your business? Claim this record · Request removal
- Tous Les Jours Four, Inc. in Rochester Hills, MI — $400K (2026) · Hanmi Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 126 months
- SBA guaranteed
- $300K (75%)
- Approved
- 2/25/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Hanmi Bank · Lender record →
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- TLJ ANNAPOLIS LLC in Annapolis, MD — $100K (2026) · Wilmington Savings Fund Society FSB
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 12/16/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- TLJANDERSON LLC in Cincinnati, OH — $50K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 3/13/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Tous Les Jours Cafe in Falls Church, VA — $3.7M (2025) · Centerstone SBA Lending, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.8M (75%)
- Approval → funding
- 99 days
- Approved
- 9/29/2025
- First disbursed
- 1/6/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Centerstone SBA Lending, Inc. · Lender record →
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- Tous Les Jours in Virginia Beach, VA — $1.6M (2025) · Hanmi Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 126 months
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 7 days
- Approved
- 9/23/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 36
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
- Tous Les Jours Cafe in Falls Church, VA — $1.3M (2025) · Centerstone SBA Lending, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 306 months
- SBA guaranteed
- $983K (75%)
- Approved
- 9/29/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Centerstone SBA Lending, Inc. · Lender record →
Your business? Claim this record · Request removal
- Renu Rgs LLC in Portage, MI — $1.3M (2025) · First National Bank of Pennsylvania
- Program
- Preferred Lenders Program
- Rate at approval
- 9.1% variable
- Term
- 126 months
- SBA guaranteed
- $952K (75%)
- Approval → funding
- 21 days
- Approved
- 9/17/2025
- First disbursed
- 10/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 23
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First National Bank of Pennsylvania · Lender record →
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- HD FOODVILLE LLC in Fulshear, TX — $1.3M (2025) · Texas Capital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 129 months
- SBA guaranteed
- $939K (75%)
- Approval → funding
- 14 days
- Approved
- 6/6/2025
- First disbursed
- 6/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Funded by Texas Capital Bank · Lender record →
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- Tri-Siblings Innovations LLC in Brentwood, CA — $1.2M (2025) · First Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $913K (75%)
- Approval → funding
- 24 days
- Approved
- 9/22/2025
- First disbursed
- 10/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Business Bank · Lender record →
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- JYN Hospitality Group LLC in Decatur, GA — $1.2M (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $874K (75%)
- Approval → funding
- 259 days
- Approved
- 5/22/2025
- First disbursed
- 2/5/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Buying a Tous Les Jours? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Tous Les Jours businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Tous Les Jours purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $750K typical Tous Les Jours loan
- 0% failure rate (FY20–23)
- 31 lenders fund the brand
- 33 days typical to fund
Buyers researching a Tous Les Jours typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.