Franchise · lender intelligence

How to finance a UNITS

State:

The SBA 7(a) lenders funding the most UNITS deals, ranked from public loan records — typical UNITS loan about $1.1M, 0% failure rate across 68 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance UNITS

$1.11M

Typical loan

range $678K–$1.56M

$1.23M

Est. purchase price

≈ loan ÷ 90%

$169,121

Cash to close

$123,333 down + fees

$14,363/mo

Typical payment

~9.5% · 10yr

$198,209/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

22 days

Typical time to fund

Lenders competing

more = leverage

6.17%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with UNITS

Ranked by funded UNITS loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.72 loans · $30M · Oconomowoc, WIFull record →
3.2,539 loans · $965M · Columbus, OHFull record →
4.4 loans · $1M · Des Moines, IAFull record →
5.112 loans · $112M · Irving, TXFull record →
6.105 loans · $72M · Wilmington, DEFull record →
7.9 loans · $10M · Warren, PAFull record →
8.26 loans · $7M · Cottage Grove, WIFull record →

68+ funded UNITS deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

S3 Management LLC in North Salt Lake, UT — $1.3M (2025) · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
11 days
Approved
9/26/2025
First disbursed
10/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Units of Central Iowa in Grimes, IA — $2.3M (2024) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
9.875% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
79 days
Approved
3/12/2024
First disbursed
5/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
General Warehousing and Storage
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
UNITS MOVING AND PORTABLE STORAGE OF WEST MICHIGAN in Grand Rapids, MI — $200K (2024) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
180 mo (15 yrs)
SBA guaranteed
$150K (75%)
Approval → funding
21 days
Approved
3/28/2024
First disbursed
4/18/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Existing or more than 2 years old
Industry
General Warehousing and Storage
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
Evayan Mobile Storage Inc. in Plaistow, NH — $150K (2024) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
115 days
Approved
4/12/2024
First disbursed
8/5/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
General Warehousing and Storage
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
So Cal Storage, LLC in Los Angeles, CA — $3.6M (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
180 mo (15 yrs)
SBA guaranteed
$1.9M (52%)
Approval → funding
15 days
Approved
12/7/2022
First disbursed
12/22/2022
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Lessors of Miniwarehouses and Self-Storage Units
If you were the buyer here
Est. deal size
$4.0M
Est. down payment (10%)
$400K
Est. cash at closing
$553K
Monthly payment
$32,358
Annual debt service
$388K
Cash flow needed (1.25×)
$485K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
UNITS MOVING AND PORTABLE STORAGE OF INDIANAPOLIS in Plainfield, IN — $2.3M (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.9% variable
Term
180 mo (15 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
11 days
Approved
1/20/2023
First disbursed
1/31/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Lessors of Miniwarehouses and Self-Storage Units
If you were the buyer here
Est. deal size
$2.5M
Est. down payment (10%)
$255K
Est. cash at closing
$351K
Monthly payment
$21,800
Annual debt service
$262K
Cash flow needed (1.25×)
$327K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
UNITS OF KNOXVILLE in Lenoir City, TN — $2.1M (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
180 mo (15 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
12 days
Approved
4/5/2023
First disbursed
4/17/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
SE MICHIGAN STORAGE INC. in Ann Arbor, MI — $2.1M (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.9% variable
Term
180 mo (15 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
3 days
Approved
1/6/2023
First disbursed
1/9/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
New Business or 2 years or less
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
4B HOLDINGS LLC in Nampa, ID — $1.7M (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.9% variable
Term
180 mo (15 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
38 days
Approved
2/6/2023
First disbursed
3/16/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
UNITS MOVING & PORTABLE STORAGE OF SOUTH JERSEY in New Castle, DE — $1.7M (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.15% variable
Term
180 mo (15 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
15 days
Approved
3/2/2023
First disbursed
3/17/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
UNITS Moving and Portable Storage of St. Louis in Earth City, MO — $1.5M (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
180 mo (15 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
14 days
Approved
5/17/2023
First disbursed
5/31/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Rocket City Portable McStorage, LLC in Huntsville, AL — $1.4M (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
180 mo (15 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
11 days
Approved
4/6/2023
First disbursed
4/17/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Units of Omaha in La Vista, NE — $1.1M (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
180 mo (15 yrs)
SBA guaranteed
$833K (75%)
Approval → funding
13 days
Approved
1/20/2023
First disbursed
2/2/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
New Business or 2 years or less
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Units of Madison in Madison, WI — $1.1M (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.05% variable
Term
180 mo (15 yrs)
SBA guaranteed
$799K (75%)
Approval → funding
8 days
Approved
3/22/2023
First disbursed
3/30/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
UNITS of Birmingham in Alabaster, AL — $765K (2023) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
180 mo (15 yrs)
SBA guaranteed
$574K (75%)
Approval → funding
24 days
Approved
4/10/2023
First disbursed
5/4/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
New Business or 2 years or less
Industry
General Warehousing and Storage
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
Units Storage and Moving of Minnesota, LLC in Minneapolis, MN — $730K (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
144 mo (12 yrs)
SBA guaranteed
$548K (75%)
Approval → funding
7 days
Approved
2/21/2023
First disbursed
2/28/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
UNITS Moving & Portable Storage of Baltimore in Linthicum Heights, MD — $700K (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
180 mo (15 yrs)
SBA guaranteed
$525K (75%)
Approval → funding
26 days
Approved
4/6/2023
First disbursed
5/2/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
UNITS MOVING AND PORTABLE STORAGE OF VENTURA COUNTY in Oxnard, CA — $678K (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.8% variable
Term
180 mo (15 yrs)
SBA guaranteed
$509K (75%)
Approval → funding
4 days
Approved
4/24/2023
First disbursed
4/28/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Offices of All Other Miscellaneous Health Practitioners
If you were the buyer here
Est. deal size
$753K
Est. down payment (10%)
$75K
Est. cash at closing
$101K
Monthly payment
$6,796
Annual debt service
$82K
Cash flow needed (1.25×)
$102K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
NORTHEAST OHIO UNITS PORTABLE MOVING STORAGE in Chagrin Falls, OH — $250K (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
180 mo (15 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
29 days
Approved
11/30/2022
First disbursed
12/29/2022
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Units of CT in Plainville, CT — $2.3M (2022) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
180 mo (15 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
22 days
Approved
3/15/2022
First disbursed
4/6/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
General Warehousing and Storage
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal

Buying a UNITS? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to UNITS businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a UNITS purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

$1.1M typical UNITS loan
0% failure rate (FY20–23)
9 lenders fund the brand
22 days typical to fund

Buyers researching a UNITS typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker UNITS record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/units
API:: https://www.capbench.com/api/public/lenders?franchise=units
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.