Franchise · lender intelligence
How to finance a UNITS in Alabama
The SBA 7(a) lenders funding the most UNITS deals in Alabama, from public loan records — typical UNITS loan about $1.1M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance UNITS in Alabama
$1.44M
Typical loan
range $765K–$1.44M
$1.60M
Est. purchase price
≈ loan ÷ 90%
$219,600
Cash to close
$160,000 down + fees
$18,633/mo
Typical payment
~9.5% · 10yr
$257,135/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
24 days
Typical time to fund
2
Lenders competing
more = leverage
8.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with UNITS in Alabama
Ranked by funded UNITS loans in Alabama. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.72 loans · $30M · Oconomowoc, WIFull record →
2+ funded UNITS in Alabama deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Rocket City Portable McStorage, LLC in Huntsville, AL — $1.4M (2023) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 11 days
- Approved
- 4/6/2023
- First disbursed
- 4/17/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Lessors of Miniwarehouses and Self-Storage Units
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- UNITS of Birmingham in Alabaster, AL — $765K (2023) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $574K (75%)
- Approval → funding
- 24 days
- Approved
- 4/10/2023
- First disbursed
- 5/4/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- General Warehousing and Storage
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
Buying a UNITS in Alabama? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded UNITS loans with a Alabama project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a UNITS purchase in Alabama with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Alabama deals. Live Oak Banking Company funds the most here. CapBench is not a lender.
- $1.1M typical UNITS loan
- 2 lenders active in Alabama
- 2+ funded Alabama deals
- 24 days typical to fund
Buyers buying a UNITS in Alabama typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.