Fitness & Recreation · lender intelligence

How to finance a Workout Anytime in Georgia

State:

The SBA 7(a) lenders funding the most Workout Anytime deals in Georgia, from public loan records — typical Workout Anytime loan about $712K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Workout Anytime in Georgia

$540K

Typical loan

range $350K–$712K

$600K

Est. purchase price

≈ loan ÷ 90%

$80,250

Cash to close

$60,000 down + fees

$6,987/mo

Typical payment

~9.5% · 10yr

$96,421/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

32 days

Typical time to fund

Lenders competing

more = leverage

7.33%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Workout Anytime in Georgia

Ranked by funded Workout Anytime loans in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →
3.149 loans · $135M · Mukwonago, WIFull record →
4.75 loans · $98M · Sioux Falls, SDFull record →
5.78 loans · $53M · Birmingham, ALFull record →
6.3 loans · $7M · Jasper, GAFull record →

9+ funded Workout Anytime in Georgia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Avery Rose Fitness LLC in Gainesville, GA — $350K (2025) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.99% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
121 days
Approved
6/24/2025
First disbursed
10/23/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Shepherd Fitness Grayson, LLC in Loganville, GA — $148K (2025) · Regions Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$126K (85%)
Approval → funding
39 days
Approved
1/6/2025
First disbursed
2/14/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
Will Run & Lift Fitness LLC in Rockmart, GA — $714K (2024) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
126 months
SBA guaranteed
$536K (75%)
Approval → funding
22 days
Approved
3/7/2024
First disbursed
3/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
J Hyman LLC in Peachtree City, GA — $708K (2023) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$531K (75%)
Approval → funding
27 days
Approved
9/19/2023
First disbursed
10/16/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
AGHB Corp. in Canton, GA — $712K (2021) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
2.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$641K (90%)
Approved
9/21/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
AG Fitness, Inc. in Marietta, GA — $540K (2021) · purchase · Community Bank of Pickens County
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$486K (90%)
Approval → funding
11 days
Approved
7/19/2021
First disbursed
7/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Fitness and Recreational Sports Centers
If you were the buyer here
Est. deal size
$600K
Est. down payment (10%)
$60K
Est. cash at closing
$80K
Monthly payment
$5,794
Annual debt service
$70K
Cash flow needed (1.25×)
$87K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank of Pickens County · Lender record →
Your business? Claim this record · Request removal
Charles Trippi Fitness LLC in Watkinsville, GA — $528K (2021) · purchase · The Huntington National Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$475K (90%)
Approval → funding
21 days
Approved
6/9/2021
First disbursed
6/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Fitness and Recreational Sports Centers
If you were the buyer here
Est. deal size
$586K
Est. down payment (10%)
$59K
Est. cash at closing
$78K
Monthly payment
$5,856
Annual debt service
$70K
Cash flow needed (1.25×)
$88K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
WOAT Chatsworth LLC in Calhoun, GA — $1.6M (2020) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
210 months
SBA guaranteed
$1.2M (75%)
Approval → funding
32 days
Approved
10/29/2019
First disbursed
11/30/2019
Loan status
Paid in full (4/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Fitness and Recreational Sports Centers
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$174K
Est. cash at closing
$239K
Monthly payment
$13,161
Annual debt service
$158K
Cash flow needed (1.25×)
$197K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
WOA Lafayette GA LLC in La Fayette, GA — $311K (2020) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$233K (75%)
Approval → funding
33 days
Approved
8/28/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Workout Anytime in Georgia? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Workout Anytime loans with a Georgia project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Workout Anytime purchase in Georgia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Georgia deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$712K typical Workout Anytime loan
6 lenders active in Georgia
9+ funded Georgia deals
32 days typical to fund

Buyers buying a Workout Anytime in Georgia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Workout Anytime lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/workout-anytime/georgia
API:: https://www.capbench.com/api/public/lenders?franchise=workout-anytime
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.