Fitness & Recreation · lender intelligence
How to finance a Workout Anytime
The SBA 7(a) lenders funding the most Workout Anytime deals, ranked from public loan records — typical Workout Anytime loan about $712K, 0% failure rate across 31 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Workout Anytime
$712K
Typical loan
range $350K–$1.09M
$791K
Est. purchase price
≈ loan ÷ 90%
$108,481
Cash to close
$79,111 down + fees
$9,213/mo
Typical payment
~9.5% · 10yr
$127,139/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
27 days
Typical time to fund
13
Lenders competing
more = leverage
8.08%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Workout Anytime
Ranked by funded Workout Anytime loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.1,296 loans · $1.4B · Wilmington, NCFull record →
- 3.149 loans · $135M · Mukwonago, WIFull record →
- 4.20 loans · $8M · Saint Petersburg, FLFull record →
- 5.105 loans · $164M · Brookline, MAFull record →
- 6.33 loans · $15M · Minneapolis, MNFull record →
- 7.318 loans · $229M · Osage Beach, MOFull record →
- 8.75 loans · $98M · Sioux Falls, SDFull record →
- 9.78 loans · $53M · Birmingham, ALFull record →
- 10.3 loans · $7M · Jasper, GAFull record →
31+ funded Workout Anytime deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Invictus Fitness Greeneville LLC in Greeneville, TN — $2.8M (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Fitness and Recreational Sports Centers
If you were the buyer here
- Est. deal size
- $3.1M
- Est. down payment (10%)
- $314K
- Est. cash at closing
- $434K
- Monthly payment
- $34,711
- Annual debt service
- $417K
- Cash flow needed (1.25×)
- $521K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- WOA OCALA, LLC in Ocala, FL — $1.1M (2026) · JPMorgan Chase Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 129 months
- SBA guaranteed
- $815K (75%)
- Approval → funding
- 18 days
- Approved
- 1/26/2026
- First disbursed
- 2/13/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by JPMorgan Chase Bank, National Association · Lender record →
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- INVICTUS FITNESS HICKORY LLC in Hickory, NC — $3.2M (2025) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approval → funding
- 18 days
- Approved
- 8/18/2025
- First disbursed
- 9/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Fitness and Recreational Sports Centers
If you were the buyer here
- Est. deal size
- $3.5M
- Est. down payment (10%)
- $353K
- Est. cash at closing
- $487K
- Monthly payment
- $41,487
- Annual debt service
- $498K
- Cash flow needed (1.25×)
- $622K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
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- RUNESTONE CAPITAL INCORPORATED in Okeechobee, FL — $1.3M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $998K (75%)
- Approval → funding
- 32 days
- Approved
- 7/14/2025
- First disbursed
- 8/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Fitness and Recreational Sports Centers
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $148K
- Est. cash at closing
- $203K
- Monthly payment
- $16,848
- Annual debt service
- $202K
- Cash flow needed (1.25×)
- $253K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Alphaprep Fitness LLC in Tucson, AZ — $1.1M (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $810K (75%)
- Approval → funding
- 50 days
- Approved
- 7/3/2025
- First disbursed
- 8/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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- Ram Family Fitness 3 LLC in Fort Pierce, FL — $779K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 126 months
- SBA guaranteed
- $584K (75%)
- Approved
- 10/3/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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- Pelham Road Fitness LLC in Jacksonville, AL — $750K (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $563K (75%)
- Approval → funding
- 27 days
- Approved
- 12/17/2024
- First disbursed
- 1/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 26
- Business age
- Change of Ownership
- Industry
- Fitness and Recreational Sports Centers
If you were the buyer here
- Est. deal size
- $833K
- Est. down payment (10%)
- $83K
- Est. cash at closing
- $114K
- Monthly payment
- $10,120
- Annual debt service
- $121K
- Cash flow needed (1.25×)
- $152K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Avery Rose Fitness LLC in Gainesville, GA — $350K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 121 days
- Approved
- 6/24/2025
- First disbursed
- 10/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Live Oak Banking Company · Lender record →
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- DJK Fitness, LLC in Freeport, IL — $350K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 110 days
- Approved
- 8/15/2025
- First disbursed
- 12/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Live Oak Banking Company · Lender record →
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- VOLUNTEER FITNESS, LLC in Knoxville, TN — $350K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 97 days
- Approved
- 9/10/2025
- First disbursed
- 12/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by Live Oak Banking Company · Lender record →
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- Shepherd Fitness Grayson, LLC in Loganville, GA — $148K (2025) · Regions Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $126K (85%)
- Approval → funding
- 39 days
- Approved
- 1/6/2025
- First disbursed
- 2/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
- Workout Anytime Carrollton in Carrollton, TX — $1.1M (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 130 months
- SBA guaranteed
- $858K (75%)
- Approval → funding
- 60 days
- Approved
- 3/22/2024
- First disbursed
- 5/21/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by First Bank of the Lake · Lender record →
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- Will Run & Lift Fitness LLC in Rockmart, GA — $714K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $536K (75%)
- Approval → funding
- 22 days
- Approved
- 3/7/2024
- First disbursed
- 3/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
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- Mega Fit LLC in Highland Village, TX — $150K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 27 days
- Approved
- 7/24/2024
- First disbursed
- 8/20/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by BayFirst National Bank · Lender record →
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- Holland Business Ventures Inc. in Mint Hill, NC — $1.1M (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $851K (75%)
- Approval → funding
- 10 days
- Approved
- 6/20/2023
- First disbursed
- 6/30/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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- Ram Family Fitness 2 LLC in Okeechobee, FL — $947K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $710K (75%)
- Approval → funding
- 21 days
- Approved
- 7/21/2023
- First disbursed
- 8/11/2023
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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- J Hyman LLC in Peachtree City, GA — $708K (2023) · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $531K (75%)
- Approval → funding
- 27 days
- Approved
- 9/19/2023
- First disbursed
- 10/16/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Workout Anytime Ooltewah in Ooltewah, TN — $880K (2022) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 125 months
- SBA guaranteed
- $660K (75%)
- Approval → funding
- 92 days
- Approved
- 1/4/2022
- First disbursed
- 4/6/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
- Ram Family Fitness LLC in Fort Pierce, FL — $757K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 126 months
- SBA guaranteed
- $568K (75%)
- Approval → funding
- 7 days
- Approved
- 1/24/2022
- First disbursed
- 1/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- HRS FITNESS LLC in Kettering, OH — $556K (2022) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $417K (75%)
- Approval → funding
- 14 days
- Approved
- 7/22/2022
- First disbursed
- 8/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Workout Anytime? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Workout Anytime businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Workout Anytime purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $712K typical Workout Anytime loan
- 0% failure rate (FY20–23)
- 13 lenders fund the brand
- 27 days typical to fund
Buyers researching a Workout Anytime typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.