Food & Restaurants · lender intelligence

How to finance a Your Pie

State:

The SBA 7(a) lenders funding the most Your Pie deals, ranked from public loan records — typical Your Pie loan about $466K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Your Pie

$466K

Typical loan

range $280K–$710K

$518K

Est. purchase price

≈ loan ÷ 90%

$69,253

Cash to close

$51,778 down + fees

$6,030/mo

Typical payment

~9.5% · 10yr

$83,214/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

42 days

Typical time to fund

Lenders competing

more = leverage

7.3%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Your Pie

Ranked by funded Your Pie loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.62 loans · $34M · Winter Haven, FLFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.20 loans · $21M · Miami, FLFull record →
4.105 loans · $51M · Fitzgerald, GAFull record →
5.9 loans · $13M · Atlanta, GAFull record →
6.40 loans · $42M · Englewood Cliffs, NJFull record →
7.1 loans · $1M · Lincoln, NEFull record →

15+ funded Your Pie deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

BELTRAN ENTERPRISES LLC in Azusa, CA — $750K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$563K (75%)
Approval → funding
54 days
Approved
5/22/2025
First disbursed
7/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Mogal Maa LLC in Ormond Beach, FL — $710K (2025) · ConnectOne Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
126 months
SBA guaranteed
$533K (75%)
Approval → funding
27 days
Approved
3/8/2025
First disbursed
4/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
BELTRAN ENTERPRISES LLC in Azusa, CA — $70K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$35K (50%)
Approval → funding
125 days
Approved
5/22/2025
First disbursed
9/24/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Akshara QSR LLC in Woodstock, GA — $926K (2023) · purchase · Ameris Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$694K (75%)
Approval → funding
15 days
Approved
12/5/2022
First disbursed
12/20/2022
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
49
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$103K
Est. cash at closing
$141K
Monthly payment
$12,105
Annual debt service
$145K
Cash flow needed (1.25×)
$182K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
NBD, Inc. (a franchisee) in Thornton, CO — $502K (2022) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$376K (75%)
Approval → funding
9 days
Approved
8/30/2022
First disbursed
9/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
50
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$557K
Est. down payment (10%)
$56K
Est. cash at closing
$75K
Monthly payment
$6,087
Annual debt service
$73K
Cash flow needed (1.25×)
$91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
NBD, Inc. (a franchisee) in Thornton, CO — $40K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approved
8/30/2022
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
50
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
TJ RESTAURANT NC INC in High Point, NC — $769K (2021) · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
126 months
SBA guaranteed
$692K (90%)
Approval → funding
128 days
Approved
9/29/2021
First disbursed
2/4/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Wells Pie 108, LLC in Loganville, GA — $566K (2021) · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
126 months
SBA guaranteed
$509K (90%)
Approval → funding
1 days
Approved
3/15/2021
First disbursed
3/16/2021
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
29
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Peach State Restaurant Group Monroe LLC in Monroe, GA — $515K (2021) · Colony Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$463K (90%)
Approval → funding
21 days
Approved
3/10/2021
First disbursed
3/31/2021
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
YP Woodstock LLC in Woodstock, GA — $466K (2021) · Banesco USA
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$350K (75%)
Approval → funding
68 days
Approved
12/17/2020
First disbursed
2/23/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Banesco USA · Lender record →
Your business? Claim this record · Request removal
Bay Street Moon Foods, LLC in Savannah, GA — $355K (2021) · Queensborough National Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
4.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$320K (90%)
Approval → funding
42 days
Approved
2/26/2021
First disbursed
4/9/2021
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
New Business or 2 years or less
Industry
Full-Service Restaurants
Funded by Queensborough National Bank and Trust Company
Your business? Claim this record · Request removal
Bay Street Moon Foods, LLC in Savannah, GA — $236K (2021) · purchase · Queensborough National Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
4.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$177K (75%)
Approved
12/1/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$262K
Est. down payment (10%)
$26K
Est. cash at closing
$35K
Monthly payment
$2,477
Annual debt service
$30K
Cash flow needed (1.25×)
$37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Queensborough National Bank and Trust Company
Your business? Claim this record · Request removal
YP Penn, LLC in Penn Laird, VA — $445K (2020) · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
124 months
SBA guaranteed
$334K (75%)
Approval → funding
20 days
Approved
12/11/2019
First disbursed
12/31/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
40
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Three One Four Group, LLC in Lawrenceville, GA — $308K (2020) · purchase · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$231K (75%)
Approved
12/4/2019
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$342K
Est. down payment (10%)
$34K
Est. cash at closing
$46K
Monthly payment
$3,616
Annual debt service
$43K
Cash flow needed (1.25×)
$54K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Spices and Herbs Inc in Chattanooga, TN — $280K (2020) · purchase · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$210K (75%)
Approval → funding
77 days
Approved
10/15/2019
First disbursed
12/31/2019
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$311K
Est. down payment (10%)
$31K
Est. cash at closing
$42K
Monthly payment
$3,324
Annual debt service
$40K
Cash flow needed (1.25×)
$50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Your Pie businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Your Pie purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. SouthState Bank, National Association funds the most. CapBench is not a lender.

$466K typical Your Pie loan
8 lenders fund the brand
42 days typical to fund

Buyers researching a Your Pie typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Your Pie record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/your-pie
API:: https://www.capbench.com/api/public/lenders?franchise=your-pie
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.