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How to finance a Zero Latency in Ohio

State:

The SBA 7(a) lenders funding the most Zero Latency deals in Ohio, from public loan records — typical Zero Latency loan about $400K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Zero Latency in Ohio

$315K

Typical loan

range $315K–$315K

$350K

Est. purchase price

≈ loan ÷ 90%

$46,813

Cash to close

$35,000 down + fees

$4,339/mo

Typical payment

~11% · 10yr

$59,878/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

9 days

Typical time to fund

Lenders competing

more = leverage

5.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Zero Latency in Ohio

Ranked by funded Zero Latency loans in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.

1.42 loans · $19M · Louisville, KYFull record →

1+ funded Zero Latency in Ohio deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

E:Lucid LLC in West Chester, OH — $315K (2022) · Republic Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
5.5% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$236K (75%)
Approval → funding
9 days
Approved
3/2/2022
First disbursed
3/11/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Other Spectator Sports
Funded by Republic Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal

Buying a Zero Latency in Ohio? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Zero Latency loans with a Ohio project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Zero Latency purchase in Ohio with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Ohio deals. Republic Bank & Trust Company funds the most here. CapBench is not a lender.

$400K typical Zero Latency loan
1 lenders active in Ohio
1+ funded Ohio deals
9 days typical to fund

Buyers buying a Zero Latency in Ohio typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Zero Latency lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/zero-latency/ohio
API:: https://www.capbench.com/api/public/lenders?franchise=zero-latency
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.