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How to finance a Zero Latency in West Virginia
The SBA 7(a) lenders funding the most Zero Latency deals in West Virginia, from public loan records — typical Zero Latency loan about $400K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Zero Latency in West Virginia
$1.24M
Typical loan
range $1.24M–$1.24M
$1.38M
Est. purchase price
≈ loan ÷ 90%
$188,928
Cash to close
$137,778 down + fees
$16,045/mo
Typical payment
~9.5% · 10yr
$221,421/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
66 days
Typical time to fund
1
Lenders competing
more = leverage
10.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Zero Latency in West Virginia
Ranked by funded Zero Latency loans in West Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
No directory lender has enough Zero Latency loans in West Virginia to rank yet. See Zero Latency lenders nationwide →
1+ funded Zero Latency in West Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Youngs Restaurant Group LLC in Charleston, WV — $1.2M (2023) · Incommons Bank NA
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $930K (75%)
- Approval → funding
- 66 days
- Approved
- 2/13/2023
- First disbursed
- 4/20/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 75
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Incommons Bank NA
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Buying a Zero Latency in West Virginia? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Zero Latency loans with a West Virginia project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Zero Latency purchase in West Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded West Virginia deals. CapBench is not a lender.
- $400K typical Zero Latency loan
- 1 lenders active in West Virginia
- 1+ funded West Virginia deals
- 66 days typical to fund
Buyers buying a Zero Latency in West Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.