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How to finance a Ziggi's Coffee

The SBA 7(a) lenders funding the most Ziggi's Coffee deals, ranked from public loan records — typical Ziggi's Coffee loan about $676K, 0% failure rate across 54 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Ziggi's Coffee

$676K

Typical loan

range $251K–$1.57M

$751K

Est. purchase price

≈ loan ÷ 90%

$100,461

Cash to close

$75,111 down + fees

$8,747/mo

Typical payment

~9.5% · 10yr

$120,709/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

24 days

Typical time to fund

25

Lenders competing

more = leverage

7.91%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Ziggi's Coffee

Ranked by funded Ziggi's Coffee loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.104 loans · $100M · Portsmouth, VAFull record →
  2. 2.2,539 loans · $965M · Columbus, OHFull record →
  3. 3.1 loans · $2M · Boulder, COFull record →
  4. 4.6 loans · $2M · Omaha, NEFull record →
  5. 5.16 loans · $9M · Brookings, SDFull record →
  6. 6.3 loans · $0M · Waterloo, ILFull record →
  7. 7.2 loans · $0M · Emporia, KSFull record →
  8. 8.11 loans · $19M · Fort Lauderdale, FLFull record →
  9. 9.103 loans · $64M · Indiana, PAFull record →
  10. 10.242 loans · $281M · Chicago, ILFull record →
  11. 11.78 loans · $79M · New Orleans, LAFull record →
  12. 12.1 loans · $1M · Raton, NMFull record →
  13. 13.102 loans · $119M · Saint Petersburg, FLFull record →
  14. 14.149 loans · $135M · Mukwonago, WIFull record →
  15. 15.31 loans · $11M · Green Bay, WIFull record →
  16. 16.24 loans · $17M · Wayne, PAFull record →
  17. 17.52 loans · $50M · Rockville, MDFull record →
  18. 18.14 loans · $12M · Springfield, MOFull record →
  19. 19.75 loans · $98M · Sioux Falls, SDFull record →
  20. 20.128 loans · $40M · Wilmington, DEFull record →
  21. 21.66 loans · $68M · Milford, IAFull record →

54+ funded Ziggi's Coffee deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Dada Ganpati One LLC in Warner Robins, GA — $2.8M (2026) · Citizens Bank
  • BURK HOLDINGS LLC in Grimes, IA — $2.2M (2025) · First Bank & Trust
  • MoJoe LLC in Littleton, CO — $2.0M (2025) · JPMorgan Chase Bank, National Association
  • Ozaukee Coffee Company LLC in Manitowoc, WI — $1.8M (2025) · Nicolet National Bank
  • Ziggi's Coffee in Abilene, TX — $1.6M (2025) · Climate First Bank
  • Rise and Grind, LLC in Wichita, KS — $1.5M (2025) · The Lyon County State Bank
  • RCW Laundry LLC in Derby, KS — $1.5M (2025) · First Commonwealth Bank
  • JP Col3 LLC in Fargo, ND — $980K (2025) · OptimumBank
  • Ziggi's Coffee in Jasper, IN — $600K (2025) · OptimumBank
  • B COFFEE LLC in Grimes, IA — $515K (2025) · First Bank & Trust
  • AE&B LEGACY INVESTMENT INC. in Dexter, MI — $200K (2025) · The Huntington National Bank
  • Stop Caffeinate and Listen, LLC in Carthage, MO — $1.4M (2024) · OMB Bank
  • Rise and Grind, LLC in Rose Hill, KS — $1.1M (2024) · The Lyon County State Bank
  • Coffee Cravers LLC in Abbeville, SC — $451K (2024) · TowneBank
  • AE&B LEGACY INVESTMENT INC. in Ypsilanti, MI — $125K (2024) · The Huntington National Bank
  • AE&B LEGACY INVESTMENT INC. in Ypsilanti, MI — $125K (2024) · The Huntington National Bank
  • Coffee Cravers LLC in Abbeville, SC — $25K (2024) · TowneBank
  • THE MINOR COFFEE COMPANY LLC in Sioux Falls, SD — $2.1M (2023) · First Bank & Trust
  • SDRS ENTERPRISES, LLC in Wesley Chapel, FL — $2.1M (2023) · PNC Bank, National Association
  • Stonebridge Holdings, LLC in Bentonville, AR — $1.8M (2023) · First Commonwealth Bank

Buying a Ziggi's Coffee? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Ziggi's Coffee businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Ziggi's Coffee purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. TowneBank funds the most. CapBench is not a lender.

  • $676K typical Ziggi's Coffee loan
  • 0% failure rate (FY20–23)
  • 25 lenders fund the brand
  • 24 days typical to fund

Buyers researching a Ziggi's Coffee typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerZiggi's Coffee record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/ziggi-s-coffee
API:
https://www.capbench.com/api/public/lenders?franchise=ziggi-s-coffee
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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