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Industry · lender intelligence

Financing a all other personal services acquisition

The SBA 7(a) lenders funding the most all other personal services acquisitions, ranked from public loan records — typical deal about $401K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance all other personal services

$415K

Typical loan

range $215K–$1.15M

$461K

Est. purchase price

≈ loan ÷ 90%

$61,674

Cash to close

$46,111 down + fees

$5,370/mo

Typical payment

~9.5% · 10yr

$74,106/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

97.3%

Still performing

2.7% default · FY20–23

17 days

Typical time to fund

126

Lenders competing

more = leverage

8.39%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in all other personal services

Ranked by funded all other personal services acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.1,296 loans · $1.4B · Wilmington, NCFull record →
  2. 2.2,539 loans · $965M · Columbus, OHFull record →
  3. 3.168 loans · $205M · Fishers, INFull record →
  4. 4.104 loans · $100M · Portsmouth, VAFull record →
  5. 5.575 loans · $220M · De Graff, OHFull record →
  6. 6.85 loans · $36M · Waterbury, CTFull record →
  7. 7.24 loans · $17M · Wayne, PAFull record →
  8. 8.75 loans · $98M · Sioux Falls, SDFull record →
  9. 9.149 loans · $135M · Mukwonago, WIFull record →
  10. 10.5 loans · $4M · Houston, TXFull record →
  11. 11.15 loans · $20M · Madisonville, KYFull record →
  12. 12.78 loans · $79M · New Orleans, LAFull record →
  13. 13.138 loans · $276M · Sioux Falls, SDFull record →
  14. 14.53 loans · $101M · Dallas, TXFull record →
  15. 15.1 loans · $2M · Omaha, NEFull record →
  16. 16.1 loans · $0M · Edmond, OKFull record →
  17. 17.13 loans · $18M · Roseburg, ORFull record →
  18. 18.47 loans · $39M · Greenville, PAFull record →
  19. 19.154 loans · $26M · San Diego, CAFull record →
  20. 20.16 loans · $13M · Dearborn, MIFull record →
  21. 21.46 loans · $27M · Sartell, MNFull record →
  22. 22.116 loans · $120M · Evansville, INFull record →
  23. 23.34 loans · $19M · Arden Hills, MNFull record →
  24. 24.15 loans · $15M · Houston, MOFull record →
  25. 25.32 loans · $54M · Tupelo, MSFull record →

260+ funded all other personal services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • JACKS Hospitality LLC in New Hill, NC$3.4M (2026) · purchase · TowneBank
  • Wicklander Zulawski & Associates LLC in Gibsonia, PA$3.3M (2026) · purchase · Live Oak Banking Company
  • PLUM BEACH PARTNERS LLC in North Kingstown, RI$2.6M (2026) · purchase · Webster Bank National Association
  • PLUM BEACH PARTNERS LLC in North Kingstown, RI$2.6M (2026) · purchase · Webster Bank National Association
  • BEST UPON REQUEST CORPORATE, INC in Mason, OH$2.5M (2026) · purchase · The Huntington National Bank
  • Sky Vista Retreat LLC in Wimberley, TX$2.1M (2026) · purchase · Citizens Bank
  • WaxWing Holdings Inc in Scottsdale, AZ$1.8M (2026) · purchase · The Huntington National Bank
  • Safety Adjusters, Inc. in Beaumont, TX$1.7M (2026) · purchase · Stellar Bank
  • D2 Group LLC in Austin, TX$1.5M (2026) · purchase · Milestone Bank
  • LJ Holdings LLC in Arvada, CO$1.3M (2026) · purchase · Community Banks of Colorado, A Division of NBH Bank
  • Night Bloom Inc. in Saint Peter, MN$1.1M (2026) · purchase · United Prairie Bank
  • Heights Wellness Retreat in Sugar Land, TX$1.1M (2026) · purchase · East West Bank
  • Ermenc Med Spa PLLC in Chattanooga, TN$1.0M (2026) · purchase · Pinnacle Bank
  • Massage Heights in Houston, TX$824K (2026) · purchase · East West Bank
  • First Ridge Holdings LLC in Bay Shore, NY$717K (2026) · purchase · First Internet Bank of Indiana
  • NPO LLC in North Palm Beach, FL$710K (2026) · purchase · United Midwest Savings Bank National Association
  • TMCM LLC in Colorado Springs, CO$692K (2026) · purchase · The Huntington National Bank
  • Glow Medspa Lakeland LLC in Lakeland, FL$626K (2026) · purchase · Capital Community Bank
  • Wentworth Farms LLC in Blanchard, MI$614K (2026) · purchase · Isabella Bank
  • CHAPELVIEW WEDDING AND EVENT VENUE LLC in Rensselaer, IN$508K (2026) · purchase · Centier Bank

Financing a all other personal services deal? Start with a lender that knows it

We'll point you to the SBA lenders already funding deals in your industry — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to all other personal services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a all other personal services acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

  • $401K typical loan
  • 126 lenders fund the industry
  • 2.7% default (FY20–23)
  • 17 days typical to fund

Buyers researching a all other personal services deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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