Lender intelligence
Financing a cafeterias, grill buffets, and buffets acquisition in Florida
The SBA 7(a) lenders funding the most cafeterias, grill buffets, and buffets acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance cafeterias, grill buffets, and buffets in Florida
$185K
Typical loan
range $137K–$185K
$206K
Est. purchase price
≈ loan ÷ 90%
$27,494
Cash to close
$20,556 down + fees
$2,708/mo
Typical payment
~12.5% · 10yr
$37,370/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
17 days
Typical time to fund
2
Lenders competing
more = leverage
8.13%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in cafeterias, grill buffets, and buffets · Florida
Ranked by funded cafeterias, grill buffets, and buffets acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.79 loans · $53M · Gulfport, MSFull record →
2+ funded Cafeterias, Grill Buffets, and Buffets in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Tsampion Nourishment Legacy Victory LLC in Orange Park, FL — $137K (2025) · purchase · Hancock Whitney Bank
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $116K (85%)
- Approval → funding
- 17 days
- Approved
- 9/12/2025
- First disbursed
- 9/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $152K
- Est. down payment (10%)
- $15K
- Est. cash at closing
- $20K
- Monthly payment
- $1,829
- Annual debt service
- $22K
- Cash flow needed (1.25×)
- $27K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hancock Whitney Bank · Lender record →
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- Hungry Mind Enterprise LLC in Lakewood Ranch, FL — $185K (2021) · purchase · DFCU Financial
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $167K (90%)
- Approval → funding
- 17 days
- Approved
- 7/14/2021
- First disbursed
- 7/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $206K
- Est. down payment (10%)
- $21K
- Est. cash at closing
- $27K
- Monthly payment
- $2,054
- Annual debt service
- $25K
- Cash flow needed (1.25×)
- $31K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by DFCU Financial · Lender record →
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Financing a cafeterias, grill buffets, and buffets deal in Florida? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to cafeterias, grill buffets, and buffets businesses with a Florida project address.
Agent summary
How to finance a cafeterias, grill buffets, and buffets acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. Hancock Whitney Bank funds the most here. CapBench is not a lender.
- $820K typical loan
- 2 lenders active in Florida
- 2+ funded Florida deals
- 17 days typical to fund
Buyers buying a cafeterias, grill buffets, and buffets in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- API:
- https://www.capbench.com/api/public/lenders?industry=cafeterias-grill-buffets-and-buffets&state=FL
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.