Industry · lender intelligence
Financing a cafeterias, grill buffets, and buffets acquisition
The SBA 7(a) lenders funding the most cafeterias, grill buffets, and buffets acquisitions, ranked from public loan records — typical deal about $820K. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance cafeterias, grill buffets, and buffets
$400K
Typical loan
range $185K–$645K
$444K
Est. purchase price
≈ loan ÷ 90%
$59,444
Cash to close
$44,444 down + fees
$5,176/mo
Typical payment
~9.5% · 10yr
$71,429/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
19 days
Typical time to fund
13
Lenders competing
more = leverage
8.66%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in cafeterias, grill buffets, and buffets
Ranked by funded cafeterias, grill buffets, and buffets acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.4 loans · $2M · Dallas, TXFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.1,927 loans · $207M · Buffalo, NYFull record →
- 4.26 loans · $26M · Billings, MTFull record →
- 5.274 loans · $315M · Los Angeles, CAFull record →
- 6.1,296 loans · $1.4B · Wilmington, NCFull record →
- 7.16 loans · $13M · Dearborn, MIFull record →
- 8.11 loans · $10M · Bedminster, NJFull record →
- 9.79 loans · $53M · Gulfport, MSFull record →
- 10.12 loans · $29M · Everett, WAFull record →
- 11.85 loans · $148M · Los Angeles, CAFull record →
18+ funded cafeterias, grill buffets, and buffets deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Hot Bagels Lakewood LLC in Lakewood, NJ — $1.3M (2025) · purchase · Ponce Bank National Association
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 122 months
- SBA guaranteed
- $939K (75%)
- Approval → funding
- 84 days
- Approved
- 2/4/2025
- First disbursed
- 4/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $139K
- Est. cash at closing
- $191K
- Monthly payment
- $16,381
- Annual debt service
- $197K
- Cash flow needed (1.25×)
- $246K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ponce Bank National Association
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- Sunion West Inc in Houston, TX — $645K (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $484K (75%)
- Approval → funding
- 28 days
- Approved
- 5/15/2025
- First disbursed
- 6/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 33
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $717K
- Est. down payment (10%)
- $72K
- Est. cash at closing
- $96K
- Monthly payment
- $8,613
- Annual debt service
- $103K
- Cash flow needed (1.25×)
- $129K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- ARTRIM LLC in Bothell, WA — $550K (2025) · purchase · Mountain Pacific Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $413K (75%)
- Approval → funding
- 23 days
- Approved
- 12/11/2024
- First disbursed
- 1/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $611K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $82K
- Monthly payment
- $7,192
- Annual debt service
- $86K
- Cash flow needed (1.25×)
- $108K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mountain Pacific Bank · Lender record →
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- Perryco of NC and VA LLC in Mount Airy, NC — $403K (2025) · purchase · The First Bank and Trust Company
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $302K (75%)
- Approval → funding
- 36 days
- Approved
- 10/16/2024
- First disbursed
- 11/21/2024
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $447K
- Est. down payment (10%)
- $45K
- Est. cash at closing
- $60K
- Monthly payment
- $5,044
- Annual debt service
- $61K
- Cash flow needed (1.25×)
- $76K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The First Bank and Trust Company
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- Pri-Arte Pistoria LLC in Gaithersburg, MD — $225K (2025) · purchase · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $113K (50%)
- Approval → funding
- 25 days
- Approved
- 7/25/2025
- First disbursed
- 8/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $250K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $33K
- Monthly payment
- $3,649
- Annual debt service
- $44K
- Cash flow needed (1.25×)
- $55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
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- JHC Restaurant Group LLC in Norcross, GA — $185K (2025) · purchase · Commonwealth Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $139K (75%)
- Approval → funding
- 2 days
- Approved
- 2/25/2025
- First disbursed
- 2/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $206K
- Est. down payment (10%)
- $21K
- Est. cash at closing
- $27K
- Monthly payment
- $2,419
- Annual debt service
- $29K
- Cash flow needed (1.25×)
- $36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
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- Tsampion Nourishment Legacy Victory LLC in Orange Park, FL — $137K (2025) · purchase · Hancock Whitney Bank
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $116K (85%)
- Approval → funding
- 17 days
- Approved
- 9/12/2025
- First disbursed
- 9/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $152K
- Est. down payment (10%)
- $15K
- Est. cash at closing
- $20K
- Monthly payment
- $1,829
- Annual debt service
- $22K
- Cash flow needed (1.25×)
- $27K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hancock Whitney Bank · Lender record →
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- Pri-Arte Pistoria LLC in Gaithersburg, MD — $25K (2025) · purchase · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 14% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 67 days
- Approved
- 7/25/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $28K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $388
- Annual debt service
- $5K
- Cash flow needed (1.25×)
- $6K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Lenny's Deli LLC in Owings Mills, MD — $1.7M (2024) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 13 days
- Approved
- 5/3/2024
- First disbursed
- 5/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $189K
- Est. cash at closing
- $260K
- Monthly payment
- $22,466
- Annual debt service
- $270K
- Cash flow needed (1.25×)
- $337K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Lenny's Deli LLC in Owings Mills, MD — $200K (2024) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 623 days
- Approved
- 5/3/2024
- First disbursed
- 1/16/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $222K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $30K
- Monthly payment
- $2,643
- Annual debt service
- $32K
- Cash flow needed (1.25×)
- $40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Komal Food LLC in Parsippany, NJ — $306K (2023) · purchase · Peapack Private Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $230K (75%)
- Approval → funding
- 11 days
- Approved
- 9/24/2023
- First disbursed
- 10/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $340K
- Est. down payment (10%)
- $34K
- Est. cash at closing
- $45K
- Monthly payment
- $4,172
- Annual debt service
- $50K
- Cash flow needed (1.25×)
- $63K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peapack Private Bank and Trust · Lender record →
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- Hungry Mind Enterprise LLC in Lakewood Ranch, FL — $185K (2021) · purchase · DFCU Financial
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $167K (90%)
- Approval → funding
- 17 days
- Approved
- 7/14/2021
- First disbursed
- 7/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $206K
- Est. down payment (10%)
- $21K
- Est. cash at closing
- $27K
- Monthly payment
- $2,054
- Annual debt service
- $25K
- Cash flow needed (1.25×)
- $31K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by DFCU Financial · Lender record →
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- CDKL 8 LLC in Marysville, WA — $1.7M (2020) · purchase · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 15 days
- Approved
- 11/15/2019
- First disbursed
- 11/30/2019
- Loan status
- Paid in full (6/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $194K
- Est. cash at closing
- $267K
- Monthly payment
- $11,256
- Annual debt service
- $135K
- Cash flow needed (1.25×)
- $169K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
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- NickDan LLC in Emporia, KS — $1.3M (2020) · purchase · Sunflower Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.09% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $972K (75%)
- Approval → funding
- 19 days
- Approved
- 3/12/2020
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $144K
- Est. cash at closing
- $197K
- Monthly payment
- $7,644
- Annual debt service
- $92K
- Cash flow needed (1.25×)
- $115K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Sunflower Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Nichols 11 LLC in Emporia, KS — $528K (2020) · purchase · Sunflower Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.49% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $396K (75%)
- Approval → funding
- 19 days
- Approved
- 3/12/2020
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $587K
- Est. down payment (10%)
- $59K
- Est. cash at closing
- $78K
- Monthly payment
- $5,728
- Annual debt service
- $69K
- Cash flow needed (1.25×)
- $86K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Sunflower Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Singh Jaaggth Inc. in Centennial, CO — $400K (2020) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approved
- 2/19/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 100
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $444K
- Est. down payment (10%)
- $44K
- Est. cash at closing
- $59K
- Monthly payment
- $4,603
- Annual debt service
- $55K
- Cash flow needed (1.25×)
- $69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- OL' Boys Investments LLC in Spokane, WA — $158K (2020) · purchase · First Interstate Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $118K (75%)
- Approval → funding
- 31 days
- Approved
- 10/30/2019
- First disbursed
- 11/30/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $175K
- Est. down payment (10%)
- $18K
- Est. cash at closing
- $23K
- Monthly payment
- $1,870
- Annual debt service
- $22K
- Cash flow needed (1.25×)
- $28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Interstate Bank · Lender record →
Your business? Claim this record · Request removal
- Nichols 11 LLC in Emporia, KS — $150K (2020) · purchase · Sunflower Bank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (50%)
- Approval → funding
- 19 days
- Approved
- 3/12/2020
- First disbursed
- 3/31/2020
- Loan status
- Paid in full (8/31/2023)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $1,684
- Annual debt service
- $20K
- Cash flow needed (1.25×)
- $25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Sunflower Bank National Association · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to cafeterias, grill buffets, and buffets businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a cafeterias, grill buffets, and buffets acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Sunflower Bank National Association funds the most. CapBench is not a lender.
- $820K typical loan
- 13 lenders fund the industry
- 19 days typical to fund
Buyers researching a cafeterias, grill buffets, and buffets deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.