Lender intelligence
Financing a cafeterias, grill buffets, and buffets acquisition in Washington
The SBA 7(a) lenders funding the most cafeterias, grill buffets, and buffets acquisitions in Washington, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance cafeterias, grill buffets, and buffets in Washington
$550K
Typical loan
range $158K–$1.75M
$611K
Est. purchase price
≈ loan ÷ 90%
$81,736
Cash to close
$61,111 down + fees
$7,117/mo
Typical payment
~9.5% · 10yr
$98,215/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
23 days
Typical time to fund
3
Lenders competing
more = leverage
7.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in cafeterias, grill buffets, and buffets · Washington
Ranked by funded cafeterias, grill buffets, and buffets acquisitions in Washington. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.12 loans · $29M · Everett, WAFull record →
3+ funded Cafeterias, Grill Buffets, and Buffets in Washington deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- ARTRIM LLC in Bothell, WA — $550K (2025) · purchase · Mountain Pacific Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $413K (75%)
- Approval → funding
- 23 days
- Approved
- 12/11/2024
- First disbursed
- 1/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $611K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $82K
- Monthly payment
- $7,192
- Annual debt service
- $86K
- Cash flow needed (1.25×)
- $108K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mountain Pacific Bank · Lender record →
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- CDKL 8 LLC in Marysville, WA — $1.7M (2020) · purchase · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 15 days
- Approved
- 11/15/2019
- First disbursed
- 11/30/2019
- Loan status
- Paid in full (6/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $194K
- Est. cash at closing
- $267K
- Monthly payment
- $11,256
- Annual debt service
- $135K
- Cash flow needed (1.25×)
- $169K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
- OL' Boys Investments LLC in Spokane, WA — $158K (2020) · purchase · First Interstate Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $118K (75%)
- Approval → funding
- 31 days
- Approved
- 10/30/2019
- First disbursed
- 11/30/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Cafeterias, Grill Buffets, and Buffets
If you were the buyer here
- Est. deal size
- $175K
- Est. down payment (10%)
- $18K
- Est. cash at closing
- $23K
- Monthly payment
- $1,870
- Annual debt service
- $22K
- Cash flow needed (1.25×)
- $28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Interstate Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to cafeterias, grill buffets, and buffets businesses with a Washington project address.
Agent summary
How to finance a cafeterias, grill buffets, and buffets acquisition in Washington with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Washington deals. Mountain Pacific Bank funds the most here. CapBench is not a lender.
- $820K typical loan
- 3 lenders active in Washington
- 3+ funded Washington deals
- 23 days typical to fund
Buyers buying a cafeterias, grill buffets, and buffets in Washington typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- API:
- https://www.capbench.com/api/public/lenders?industry=cafeterias-grill-buffets-and-buffets&state=WA
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.