Financing a cemeteries and crematories acquisition in Florida

State:

Arizona (1)Kansas (1)Missouri (2)Pennsylvania (2)South Carolina (2)Texas (6)Washington (1)

The SBA 7(a) lenders funding the most cemeteries and crematories acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance cemeteries and crematories in Florida

$1.80M

Typical loan

range $1.46M–$1.94M

$2.00M

Est. purchase price

≈ loan ÷ 90%

$275,125

Cash to close

$200,000 down + fees

$23,292/mo

Typical payment

~9.5% · 10yr

$321,430/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

42 days

Typical time to fund

Lenders competing

more = leverage

7.14%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in cemeteries and crematories · Florida

Ranked by funded cemeteries and crematories acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

Not enough public cemeteries and crematories loan history in Florida to rank lenders yet. See cemeteries and crematories lenders nationwide →

5+ funded Cemeteries and Crematories in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Faithful Heritage Holdings, Inc. in Tampa, FL — $1.5M (2025) · purchase · Community Bank & Trust-West Georgia
Program
7a General
Rate at approval
9.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
142 days
Approved
12/9/2024
First disbursed
4/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
80
Business age
Change of Ownership
Industry
Cemeteries and Crematories
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$162K
Est. cash at closing
$222K
Monthly payment
$12,966
Annual debt service
$156K
Cash flow needed (1.25×)
$194K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank & Trust-West Georgia
Your business? Claim this record · Request removal
Guiding Light Cremations, LLC and Everglades Crematorium in West Park, FL — $1.9M (2022) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.2% variable
Term
192 mo (16 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
42 days
Approved
3/28/2022
First disbursed
5/9/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Cemeteries and Crematories
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$216K
Est. cash at closing
$297K
Monthly payment
$14,904
Annual debt service
$179K
Cash flow needed (1.25×)
$224K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Floridas Finest Family Cremations LLC in Clearwater, FL — $265K (2022) · purchase · Valley National Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$199K (75%)
Approval → funding
12 days
Approved
9/21/2022
First disbursed
10/3/2022
Loan status
Paid in full (11/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Cemeteries and Crematories
If you were the buyer here
Est. deal size
$294K
Est. down payment (10%)
$29K
Est. cash at closing
$39K
Monthly payment
$3,250
Annual debt service
$39K
Cash flow needed (1.25×)
$49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Valley National Bank · Lender record →
Your business? Claim this record · Request removal
Faithful Heritage Holdings Inc. in Gainesville, FL — $2.7M (2021) · purchase · IncredibleBank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$954K (36%)
Approval → funding
7 days
Approved
3/24/2021
First disbursed
3/31/2021
Loan status
Paid in full (7/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
85
Business age
Change of Ownership
Industry
Cemeteries and Crematories
If you were the buyer here
Est. deal size
$2.9M
Est. down payment (10%)
$295K
Est. cash at closing
$406K
Monthly payment
$29,100
Annual debt service
$349K
Cash flow needed (1.25×)
$436K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
Faithful Heritage Holdings Inc. in Gainesville, FL — $1.8M (2020) · purchase · IncredibleBank
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
50 days
Approved
3/11/2020
First disbursed
4/30/2020
Loan status
Paid in full (7/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
75
Business age
Change of Ownership
Industry
Cemeteries and Crematories
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$200K
Est. cash at closing
$275K
Monthly payment
$12,436
Annual debt service
$149K
Cash flow needed (1.25×)
$187K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal

Financing a cemeteries and crematories deal in Florida? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to cemeteries and crematories businesses with a Florida project address.

Agent summary

How to finance a cemeteries and crematories acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. CapBench is not a lender.

$739K typical loan
4 lenders active in Florida
5+ funded Florida deals
42 days typical to fund

Buyers buying a cemeteries and crematories in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All cemeteries and crematories lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/cemeteries-and-crematories/florida
API:: https://www.capbench.com/api/public/lenders?industry=cemeteries-and-crematories&state=FL
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.