Retail & Shops · lender intelligence

Financing a confectionery and nut stores acquisition

State:

California (3)Michigan (2)Minnesota (1)Missouri (1)Tennessee (1)

The SBA 7(a) lenders funding the most confectionery and nut stores acquisitions, ranked from public loan records — typical deal about $453K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance confectionery and nut stores

$350K

Typical loan

range $210K–$673K

$389K

Est. purchase price

≈ loan ÷ 90%

$52,014

Cash to close

$38,889 down + fees

$4,821/mo

Typical payment

~11% · 10yr

$66,530/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

7 days

Typical time to fund

Lenders competing

more = leverage

5.86%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in confectionery and nut stores

Ranked by funded confectionery and nut stores acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.138 loans · $276M · Sioux Falls, SDFull record →
2.3 loans · $1M · Kearney, NEFull record →
3.1 loans · $0M · Saint Louis, MOFull record →
4.12 loans · $3M · Loretto, MNFull record →
5.97 loans · $96M · Raleigh, NCFull record →

8+ funded confectionery and nut stores deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Fine Craft LLC in Saint Paul, MN — $673K (2021) · purchase · 21st Century Bank
Program
Preferred Lenders Program
Rate at approval
5.15% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$606K (90%)
Approval → funding
5 days
Approved
3/17/2021
First disbursed
3/22/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Confectionery and Nut Stores
If you were the buyer here
Est. deal size
$748K
Est. down payment (10%)
$75K
Est. cash at closing
$100K
Monthly payment
$7,188
Annual debt service
$86K
Cash flow needed (1.25×)
$108K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 21st Century Bank · Lender record →
Your business? Claim this record · Request removal
Tennessee River LLC in Franklin, TN — $667K (2021) · purchase · First-Citizens Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$600K (90%)
Approval → funding
41 days
Approved
4/23/2021
First disbursed
6/3/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
Confectionery and Nut Stores
If you were the buyer here
Est. deal size
$741K
Est. down payment (10%)
$74K
Est. cash at closing
$99K
Monthly payment
$7,075
Annual debt service
$85K
Cash flow needed (1.25×)
$106K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First-Citizens Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
Nove Ilhas, Inc in Visalia, CA — $350K (2021) · purchase · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$315K (90%)
Approval → funding
7 days
Approved
9/23/2021
First disbursed
9/30/2021
Loan status
Past due
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Confectionery and Nut Stores
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,886
Annual debt service
$47K
Cash flow needed (1.25×)
$58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Sparks Ignited LLC in Saint Peters, MO — $210K (2021) · purchase · St. Louis Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$189K (90%)
Approval → funding
2 days
Approved
2/1/2021
First disbursed
2/3/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Confectionery and Nut Stores
If you were the buyer here
Est. deal size
$233K
Est. down payment (10%)
$23K
Est. cash at closing
$31K
Monthly payment
$2,331
Annual debt service
$28K
Cash flow needed (1.25×)
$35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by St. Louis Bank · Lender record →
Your business? Claim this record · Request removal
Sonoma Organic Chocolates LLC in Blue Lake, CA — $685K (2020) · purchase · Exchange Bank
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$514K (75%)
Approval → funding
20 days
Approved
3/11/2020
First disbursed
3/31/2020
Loan status
Paid in full (11/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Change of Ownership
Industry
Confectionery and Nut Stores
If you were the buyer here
Est. deal size
$761K
Est. down payment (10%)
$76K
Est. cash at closing
$102K
Monthly payment
$7,865
Annual debt service
$94K
Cash flow needed (1.25×)
$118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Exchange Bank · Lender record →
Your business? Claim this record · Request removal
Custard Cafe LLC in Waterford, MI — $293K (2020) · purchase · Pathward National Association
Program
7a General
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$220K (75%)
Approved
6/19/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
23
Business age
Change of Ownership
Industry
Confectionery and Nut Stores
If you were the buyer here
Est. deal size
$326K
Est. down payment (10%)
$33K
Est. cash at closing
$44K
Monthly payment
$1,888
Annual debt service
$23K
Cash flow needed (1.25×)
$28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Sonoma Organic Chocolates LLC in Blue Lake, CA — $75K (2020) · purchase · Exchange Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$38K (50%)
Approval → funding
81 days
Approved
3/11/2020
First disbursed
5/31/2020
Loan status
Paid in full (11/30/2023)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
Confectionery and Nut Stores
If you were the buyer here
Est. deal size
$83K
Est. down payment (10%)
$8K
Est. cash at closing
$11K
Monthly payment
$861
Annual debt service
$10K
Cash flow needed (1.25×)
$13K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Exchange Bank · Lender record →
Your business? Claim this record · Request removal
Schultz Sweets Inc. in Kalamazoo, MI — $61K (2020) · purchase · First National Bank of Michigan
Program
Preferred Lenders Program
Rate at approval
5.25% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$51K (85%)
Approval → funding
1 days
Approved
9/23/2020
First disbursed
9/24/2020
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Confectionery and Nut Stores
If you were the buyer here
Est. deal size
$67K
Est. down payment (10%)
$7K
Est. cash at closing
$9K
Monthly payment
$1,149
Annual debt service
$14K
Cash flow needed (1.25×)
$17K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Michigan
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to confectionery and nut stores businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a confectionery and nut stores acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Pathward National Association funds the most. CapBench is not a lender.

$453K typical loan
6 lenders fund the industry
7 days typical to fund

Buyers researching a confectionery and nut stores deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/confectionery-and-nut-stores
API:: https://www.capbench.com/api/public/lenders?industry=confectionery-and-nut-stores
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.