Financing a custom computer programming services acquisition in North Carolina

State:

The SBA 7(a) lenders funding the most custom computer programming services acquisitions in North Carolina, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance custom computer programming services in North Carolina

$4.55M

Typical loan

range $1.45M–$4.55M

$5.06M

Est. purchase price

≈ loan ÷ 90%

$699,275

Cash to close

$505,556 down + fees

$58,876/mo

Typical payment

~9.5% · 10yr

$812,489/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

6.66%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in custom computer programming services · North Carolina

Ranked by funded custom computer programming services acquisitions in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.24 loans · $17M · Wayne, PAFull record →
3.18 loans · $24M · Madison, WIFull record →

4+ funded Custom Computer Programming Services in North Carolina deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

FLY HOLDINGS, LLC in Waxhaw, NC — $4.5M (2025) · purchase · Meridian Bank
Program
International Trade Loans
Subprogram
International Trade - Sec, 7(a
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$4.1M (90%)
Approval → funding
51 days
Approved
3/11/2025
First disbursed
5/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Custom Computer Programming Services
If you were the buyer here
Est. deal size
$5.1M
Est. down payment (10%)
$506K
Est. cash at closing
$699K
Monthly payment
$58,876
Annual debt service
$707K
Cash flow needed (1.25×)
$883K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Meridian Bank · Lender record →
Your business? Claim this record · Request removal
MDcentric Technologies NewCo, inc. in Mooresville, NC — $4.5M (2022) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
4.4% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.4M (75%)
Approval → funding
15 days
Approved
12/15/2021
First disbursed
12/30/2021
Loan status
Paid in full (11/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
23
Business age
Change of Ownership
Industry
Custom Computer Programming Services
If you were the buyer here
Est. deal size
$5.1M
Est. down payment (10%)
$506K
Est. cash at closing
$699K
Monthly payment
$46,936
Annual debt service
$563K
Cash flow needed (1.25×)
$704K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
MDcentric Technologies NewCo, inc. in Mooresville, NC — $300K (2022) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$150K (50%)
Approval → funding
15 days
Approved
12/15/2021
First disbursed
12/30/2021
Loan status
Paid in full (10/31/2022)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
23
Business age
Change of Ownership
Industry
Custom Computer Programming Services
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$3,219
Annual debt service
$39K
Cash flow needed (1.25×)
$48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
MEDULLUS SYSTEMS, INC. in Cary, NC — $1.4M (2020) · purchase · First Business Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
14 days
Approved
12/17/2019
First disbursed
12/31/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Custom Computer Programming Services
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$161K
Est. cash at closing
$221K
Monthly payment
$17,212
Annual debt service
$207K
Cash flow needed (1.25×)
$258K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Business Bank · Lender record →
Your business? Claim this record · Request removal

Financing a custom computer programming services deal in North Carolina? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to custom computer programming services businesses with a North Carolina project address.

Agent summary

How to finance a custom computer programming services acquisition in North Carolina with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded North Carolina deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$543K typical loan
3 lenders active in North Carolina
4+ funded North Carolina deals
15 days typical to fund

Buyers buying a custom computer programming services in North Carolina typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All custom computer programming services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/custom-computer-programming-services/north-carolina
API:: https://www.capbench.com/api/public/lenders?industry=custom-computer-programming-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.