Industry · lender intelligence
Financing a dental laboratories acquisition
The SBA 7(a) lenders funding the most dental laboratories acquisitions, ranked from public loan records — typical deal about $551K. A lender doing your industry every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance dental laboratories
$657K
Typical loan
range $276K–$1.37M
$730K
Est. purchase price
≈ loan ÷ 90%
$97,667
Cash to close
$73,022 down + fees
$8,504/mo
Typical payment
~9.5% · 10yr
$117,355/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
15 days
Typical time to fund
14
Lenders competing
more = leverage
8.63%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in dental laboratories
Ranked by funded dental laboratories acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.1 loans · $0M · St. Louis, MOFull record →
- 4.105 loans · $164M · Brookline, MAFull record →
- 5.23 loans · $25M · Los Angeles, CAFull record →
- 6.62 loans · $26M · Oklahoma City, OKFull record →
- 7.16 loans · $7M · Norwich, NYFull record →
- 8.128 loans · $40M · Wilmington, DEFull record →
- 9.2 loans · $0M · Storm Lake, IAFull record →
- 10.274 loans · $315M · Los Angeles, CAFull record →
- 11.18 loans · $24M · Madison, WIFull record →
18+ funded dental laboratories deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CKEJ GROUP INC in Cerritos, CA — $4.6M (2025) · purchase · First Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.5M (75%)
- Approval → funding
- 24 days
- Approved
- 11/15/2024
- First disbursed
- 12/9/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $5.1M
- Est. down payment (10%)
- $514K
- Est. cash at closing
- $711K
- Monthly payment
- $40,426
- Annual debt service
- $485K
- Cash flow needed (1.25×)
- $606K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Business Bank · Lender record →
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- Weststone Dental LLC in Fullerton, CA — $450K (2025) · purchase · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 13 days
- Approved
- 8/1/2025
- First disbursed
- 8/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $500K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $67K
- Monthly payment
- $5,700
- Annual debt service
- $68K
- Cash flow needed (1.25×)
- $86K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
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- ALDAN DENTAL STUDIO HOLDCO LLC in Chicago, IL — $25K (2025) · purchase · Associated Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 12/27/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $28K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $327
- Annual debt service
- $4K
- Cash flow needed (1.25×)
- $5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Associated Bank, National Association
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- Design West Dental Ceramics, Inc. in Springville, UT — $657K (2024) · purchase · Central Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $493K (75%)
- Approval → funding
- 4 days
- Approved
- 11/4/2023
- First disbursed
- 11/8/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $730K
- Est. down payment (10%)
- $73K
- Est. cash at closing
- $98K
- Monthly payment
- $5,972
- Annual debt service
- $72K
- Cash flow needed (1.25×)
- $90K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Central Bank · Lender record →
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- Smile Design Dental Lab in Port Washington, NY — $3.6M (2023) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 34 days
- Approved
- 8/10/2023
- First disbursed
- 9/13/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $4.0M
- Est. down payment (10%)
- $400K
- Est. cash at closing
- $553K
- Monthly payment
- $47,574
- Annual debt service
- $571K
- Cash flow needed (1.25×)
- $714K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- Springfield Dental Lab LLC in Springfield, OR — $2.8M (2023) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 11 days
- Approved
- 9/29/2023
- First disbursed
- 10/10/2023
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $3.1M
- Est. down payment (10%)
- $314K
- Est. cash at closing
- $433K
- Monthly payment
- $39,336
- Annual debt service
- $472K
- Cash flow needed (1.25×)
- $590K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- PERFECT FINISH ORTHO LAB, INC. in Budd Lake, NJ — $1.4M (2023) · purchase · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.92% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 15 days
- Approved
- 2/16/2023
- First disbursed
- 3/3/2023
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $153K
- Est. cash at closing
- $209K
- Monthly payment
- $17,337
- Annual debt service
- $208K
- Cash flow needed (1.25×)
- $260K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
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- M&A Real Estate LLC in Springfield, OR — $907K (2023) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $680K (75%)
- Approval → funding
- 11 days
- Approved
- 9/29/2023
- First disbursed
- 10/10/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $101K
- Est. cash at closing
- $138K
- Monthly payment
- $9,049
- Annual debt service
- $109K
- Cash flow needed (1.25×)
- $136K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- JC's Dental Designs, LLC in Mesa, AZ — $384K (2023) · purchase · America First FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $288K (75%)
- Approval → funding
- 19 days
- Approved
- 10/6/2022
- First disbursed
- 10/25/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $427K
- Est. down payment (10%)
- $43K
- Est. cash at closing
- $57K
- Monthly payment
- $4,613
- Annual debt service
- $55K
- Cash flow needed (1.25×)
- $69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by America First FCU
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- Tri-State Dental Labs, LLC in Superior, WI — $350K (2023) · purchase · National Bank of Commerce
- Program
- 7a General
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 4 days
- Approved
- 4/3/2023
- First disbursed
- 4/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $4,155
- Annual debt service
- $50K
- Cash flow needed (1.25×)
- $62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by National Bank of Commerce
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- Smile Dental Design Lab in Port Washington, NY — $250K (2023) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 18 days
- Approved
- 8/26/2023
- First disbursed
- 9/13/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $278K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $3,304
- Annual debt service
- $40K
- Cash flow needed (1.25×)
- $50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- JC's Dental Designs, LLC in Mesa, AZ — $15K (2023) · purchase · America First FCU
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $8K (50%)
- Approval → funding
- 4 days
- Approved
- 10/24/2022
- First disbursed
- 10/28/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $17K
- Est. down payment (10%)
- $2K
- Est. cash at closing
- $2K
- Monthly payment
- $200
- Annual debt service
- $2K
- Cash flow needed (1.25×)
- $3K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by America First FCU
Your business? Claim this record · Request removal
- JC's Dental Designs, LLC in Mesa, AZ — $15K (2023) · purchase · America First FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $8K (50%)
- Approved
- 10/11/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $17K
- Est. down payment (10%)
- $2K
- Est. cash at closing
- $2K
- Monthly payment
- $194
- Annual debt service
- $2K
- Cash flow needed (1.25×)
- $3K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by America First FCU
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- Intino Enterprises, LLC in Utica, NY — $975K (2022) · purchase · NBT Bank, National Association
- Program
- 7a General
- Rate at approval
- 4.75% variable
- Term
- 168 mo (14 yrs)
- SBA guaranteed
- $731K (75%)
- Approval → funding
- 24 days
- Approved
- 2/8/2022
- First disbursed
- 3/4/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $108K
- Est. cash at closing
- $149K
- Monthly payment
- $7,957
- Annual debt service
- $95K
- Cash flow needed (1.25×)
- $119K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by NBT Bank, National Association · Lender record →
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- Just 4 A Child, Inc. in Oklahoma City, OK — $891K (2022) · purchase · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $668K (75%)
- Approval → funding
- 13 days
- Approved
- 7/15/2022
- First disbursed
- 7/28/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $990K
- Est. down payment (10%)
- $99K
- Est. cash at closing
- $136K
- Monthly payment
- $10,004
- Annual debt service
- $120K
- Cash flow needed (1.25×)
- $150K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BancFirst · Lender record →
Your business? Claim this record · Request removal
- Emerald Dental Arts in Renton, WA — $276K (2021) · purchase · GBC International Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $248K (90%)
- Approval → funding
- 9 days
- Approved
- 3/10/2021
- First disbursed
- 3/19/2021
- Loan status
- Paid in full (6/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $307K
- Est. down payment (10%)
- $31K
- Est. cash at closing
- $41K
- Monthly payment
- $2,961
- Annual debt service
- $36K
- Cash flow needed (1.25×)
- $44K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBC International Bank · Lender record →
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- Smile LLC in Newark, DE — $2.0M (2020) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 97 months
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 15 days
- Approved
- 1/16/2020
- First disbursed
- 1/31/2020
- Loan status
- Failed — $1.8M charged off (6/2/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $2.3M
- Est. down payment (10%)
- $227K
- Est. cash at closing
- $312K
- Monthly payment
- $28,110
- Annual debt service
- $337K
- Cash flow needed (1.25×)
- $422K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
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- Top-Dent Lab in Riverside, CA — $513K (2020) · purchase · First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $385K (75%)
- Approval → funding
- 39 days
- Approved
- 12/23/2019
- First disbursed
- 1/31/2020
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Dental Laboratories
If you were the buyer here
- Est. deal size
- $570K
- Est. down payment (10%)
- $57K
- Est. cash at closing
- $76K
- Monthly payment
- $5,959
- Annual debt service
- $72K
- Cash flow needed (1.25×)
- $89K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to dental laboratories businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a dental laboratories acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $551K typical loan
- 14 lenders fund the industry
- 15 days typical to fund
Buyers researching a dental laboratories deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.