Lender intelligence
Financing a floor covering stores acquisition in Ohio
The SBA 7(a) lenders funding the most floor covering stores acquisitions in Ohio, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance floor covering stores in Ohio
$863K
Typical loan
range $100K–$863K
$959K
Est. purchase price
≈ loan ÷ 90%
$131,473
Cash to close
$95,878 down + fees
$11,166/mo
Typical payment
~9.5% · 10yr
$154,091/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
79 days
Typical time to fund
1
Lenders competing
more = leverage
3.86%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in floor covering stores · Ohio
Ranked by funded floor covering stores acquisitions in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public floor covering stores loan history in Ohio to rank lenders yet. See floor covering stores lenders nationwide →
2+ funded Floor Covering Stores in Ohio deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- JNR Flooring Company in Cleveland, OH — $863K (2022) · purchase · Fifth Third Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.42% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $647K (75%)
- Approval → funding
- 79 days
- Approved
- 11/12/2021
- First disbursed
- 1/30/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Floor Covering Stores
If you were the buyer here
- Est. deal size
- $959K
- Est. down payment (10%)
- $96K
- Est. cash at closing
- $131K
- Monthly payment
- $8,910
- Annual debt service
- $107K
- Cash flow needed (1.25×)
- $134K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- JNR Flooring Company in Cleveland, OH — $100K (2022) · purchase · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 3.29% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 11/12/2021
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Floor Covering Stores
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $979
- Annual debt service
- $12K
- Cash flow needed (1.25×)
- $15K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Financing a floor covering stores deal in Ohio? Start with the right lender
We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to floor covering stores businesses with a Ohio project address.
Agent summary
How to finance a floor covering stores acquisition in Ohio with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Ohio deals. CapBench is not a lender.
- $787K typical loan
- 1 lenders active in Ohio
- 2+ funded Ohio deals
- 79 days typical to fund
Buyers buying a floor covering stores in Ohio typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.