Lender intelligence
Financing a florists acquisition in Arkansas
The SBA 7(a) lenders funding the most florists acquisitions in Arkansas, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance florists in Arkansas
$86K
Typical loan
range $25K–$1.29M
$95K
Est. purchase price
≈ loan ÷ 90%
$12,237
Cash to close
$9,500 down + fees
$1,252/mo
Typical payment
~12.5% · 10yr
$17,278/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
7 days
Typical time to fund
2
Lenders competing
more = leverage
8.92%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in florists · Arkansas
Ranked by funded florists acquisitions in Arkansas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $0M · Union Star, MOFull record →
- 2.16 loans · $6M · Andover, KSFull record →
3+ funded Florists in Arkansas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Shirley's Flowers Inc. in Rogers, AR — $1.3M (2026) · purchase · Equity Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.757% variable
- Term
- 288 mo (24 yrs)
- SBA guaranteed
- $968K (75%)
- Approval → funding
- 16 days
- Approved
- 12/30/2025
- First disbursed
- 1/15/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $143K
- Est. cash at closing
- $197K
- Monthly payment
- $9,884
- Annual debt service
- $119K
- Cash flow needed (1.25×)
- $148K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Equity Bank · Lender record →
Your business? Claim this record · Request removal
- A&C Inc in Searcy, AR — $86K (2024) · purchase · First Security Bank
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $73K (85%)
- Approval → funding
- 3 days
- Approved
- 9/17/2024
- First disbursed
- 9/20/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $95K
- Est. down payment (10%)
- $10K
- Est. cash at closing
- $12K
- Monthly payment
- $1,106
- Annual debt service
- $13K
- Cash flow needed (1.25×)
- $17K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Security Bank · Lender record →
Your business? Claim this record · Request removal
- A&C INC in Searcy, AR — $25K (2024) · purchase · First Security Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 7 days
- Approved
- 9/13/2024
- First disbursed
- 9/20/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $28K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $323
- Annual debt service
- $4K
- Cash flow needed (1.25×)
- $5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Security Bank · Lender record →
Your business? Claim this record · Request removal
Financing a florists deal in Arkansas? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to florists businesses with a Arkansas project address.
Agent summary
How to finance a florists acquisition in Arkansas with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Arkansas deals. First Security Bank funds the most here. CapBench is not a lender.
- $332K typical loan
- 2 lenders active in Arkansas
- 3+ funded Arkansas deals
- 7 days typical to fund
Buyers buying a florists in Arkansas typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.