Lender intelligence
Financing a florists acquisition in Delaware
The SBA 7(a) lenders funding the most florists acquisitions in Delaware, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance florists in Delaware
$223K
Typical loan
range $223K–$223K
$248K
Est. purchase price
≈ loan ÷ 90%
$33,170
Cash to close
$24,800 down + fees
$3,267/mo
Typical payment
~12.5% · 10yr
$45,085/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
11 days
Typical time to fund
1
Lenders competing
more = leverage
8.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in florists · Delaware
Ranked by funded florists acquisitions in Delaware. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.128 loans · $40M · Wilmington, DEFull record →
1+ funded Florists in Delaware deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CERMAD ENTERPRISES LLC in Wilmington, DE — $223K (2023) · purchase · PNC Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $112K (50%)
- Approval → funding
- 11 days
- Approved
- 5/25/2023
- First disbursed
- 6/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $248K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $33K
- Monthly payment
- $2,797
- Annual debt service
- $34K
- Cash flow needed (1.25×)
- $42K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to florists businesses with a Delaware project address.
Agent summary
How to finance a florists acquisition in Delaware with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Delaware deals. PNC Bank, National Association funds the most here. CapBench is not a lender.
- $332K typical loan
- 1 lenders active in Delaware
- 1+ funded Delaware deals
- 11 days typical to fund
Buyers buying a florists in Delaware typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.