Lender intelligence

Financing a florists acquisition in Indiana

State:

The SBA 7(a) lenders funding the most florists acquisitions in Indiana, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance florists in Indiana

$105K

Typical loan

range $88K–$382K

$117K

Est. purchase price

≈ loan ÷ 90%

$15,027

Cash to close

$11,667 down + fees

$1,537/mo

Typical payment

~12.5% · 10yr

$21,211/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

6 days

Typical time to fund

Lenders competing

more = leverage

9.56%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in florists · Indiana

Ranked by funded florists acquisitions in Indiana. Tap a lender for its full record, or hit Get in touch for an introduction.

1.4 loans · $2M · Frankfort, INFull record →
2.2 loans · $0M · Jasper, INFull record →
3.168 loans · $205M · Fishers, INFull record →

4+ funded Florists in Indiana deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Simply Sympathy Flowers, Inc. in Indianapolis, IN — $105K (2024) · purchase · The Farmers Bank, Frankfort, Indiana
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$89K (85%)
Approval → funding
5 days
Approved
8/15/2024
First disbursed
8/20/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$117K
Est. down payment (10%)
$12K
Est. cash at closing
$15K
Monthly payment
$1,359
Annual debt service
$16K
Cash flow needed (1.25×)
$20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Farmers Bank, Frankfort, Indiana · Lender record →
Your business? Claim this record · Request removal
Simply Sympathy Flowers, Inc. in Indianapolis, IN — $30K (2024) · purchase · The Farmers Bank, Frankfort, Indiana
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
24 mo (2 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
100 days
Approved
7/30/2024
First disbursed
11/7/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$33K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$1,377
Annual debt service
$17K
Cash flow needed (1.25×)
$21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Farmers Bank, Frankfort, Indiana · Lender record →
Your business? Claim this record · Request removal
Valentine Productions Inc. in Mooresville, IN — $382K (2023) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$287K (75%)
Approval → funding
5 days
Approved
12/29/2022
First disbursed
1/3/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$424K
Est. down payment (10%)
$42K
Est. cash at closing
$57K
Monthly payment
$4,995
Annual debt service
$60K
Cash flow needed (1.25×)
$75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Lydia's Flowers, LLC. in Vincennes, IN — $88K (2023) · purchase · German American Bank
Program
7a General
Rate at approval
9.5% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$75K (85%)
Approval → funding
6 days
Approved
9/27/2023
First disbursed
10/3/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$98K
Est. down payment (10%)
$10K
Est. cash at closing
$13K
Monthly payment
$1,438
Annual debt service
$17K
Cash flow needed (1.25×)
$22K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by German American Bank · Lender record →
Your business? Claim this record · Request removal

Financing a florists deal in Indiana? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to florists businesses with a Indiana project address.

Agent summary

How to finance a florists acquisition in Indiana with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Indiana deals. The Farmers Bank, Frankfort, Indiana funds the most here. CapBench is not a lender.

$332K typical loan
3 lenders active in Indiana
4+ funded Indiana deals
6 days typical to fund

Buyers buying a florists in Indiana typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All florists lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/florists/indiana
API:: https://www.capbench.com/api/public/lenders?industry=florists
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.