Lender intelligence

Financing a florists acquisition in Maine

State:

The SBA 7(a) lenders funding the most florists acquisitions in Maine, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance florists in Maine

$90K

Typical loan

range $36K–$249K

$100K

Est. purchase price

≈ loan ÷ 90%

$12,880

Cash to close

$10,000 down + fees

$1,317/mo

Typical payment

~12.5% · 10yr

$18,175/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

18 days

Typical time to fund

Lenders competing

more = leverage

7.93%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in florists · Maine

Ranked by funded florists acquisitions in Maine. Tap a lender for its full record, or hit Get in touch for an introduction.

1.4 loans · $1M · Patten, MEFull record →

4+ funded Florists in Maine deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

State Street Flowers LLC in Bangor, ME — $249K (2025) · purchase · Bar Harbor Bank & Trust
Program
Preferred Lenders Program
Rate at approval
8.23% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$187K (75%)
Approval → funding
15 days
Approved
11/12/2024
First disbursed
11/27/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$277K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$5,076
Annual debt service
$61K
Cash flow needed (1.25×)
$76K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bar Harbor Bank & Trust
Your business? Claim this record · Request removal
State Street Flowers, LLC in Bangor, ME — $36K (2025) · purchase · Bar Harbor Bank & Trust
Program
Preferred Lenders Program
Rate at approval
8.23% fixed
Term
179 months
SBA guaranteed
$27K (75%)
Approval → funding
17 days
Approved
11/12/2024
First disbursed
11/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$40K
Est. down payment (10%)
$4K
Est. cash at closing
$5K
Monthly payment
$350
Annual debt service
$4K
Cash flow needed (1.25×)
$5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bar Harbor Bank & Trust
Your business? Claim this record · Request removal
Maja Fleur, Inc. in Lewiston, ME — $90K (2023) · purchase · Katahdin Trust Company
Program
Preferred Lenders Program
Rate at approval
6.75% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$68K (75%)
Approval → funding
18 days
Approved
4/20/2023
First disbursed
5/8/2023
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$100K
Est. down payment (10%)
$10K
Est. cash at closing
$13K
Monthly payment
$1,347
Annual debt service
$16K
Cash flow needed (1.25×)
$20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Katahdin Trust Company · Lender record →
Your business? Claim this record · Request removal
Maja Fleur, Inc. in Lewiston, ME — $30K (2023) · purchase · Katahdin Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
40 days
Approved
4/14/2023
First disbursed
5/24/2023
Loan status
Paid in full (2/28/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$33K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$372
Annual debt service
$4K
Cash flow needed (1.25×)
$6K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Katahdin Trust Company · Lender record →
Your business? Claim this record · Request removal

Financing a florists deal in Maine? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to florists businesses with a Maine project address.

Agent summary

How to finance a florists acquisition in Maine with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Maine deals. Katahdin Trust Company funds the most here. CapBench is not a lender.

$332K typical loan
2 lenders active in Maine
4+ funded Maine deals
18 days typical to fund

Buyers buying a florists in Maine typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All florists lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/florists/maine
API:: https://www.capbench.com/api/public/lenders?industry=florists
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.