Lender intelligence

Financing a florists acquisition in Oklahoma

State:

The SBA 7(a) lenders funding the most florists acquisitions in Oklahoma, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance florists in Oklahoma

$187K

Typical loan

range $115K–$293K

$208K

Est. purchase price

≈ loan ÷ 90%

$27,791

Cash to close

$20,778 down + fees

$2,737/mo

Typical payment

~12.5% · 10yr

$37,771/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

22 days

Typical time to fund

Lenders competing

more = leverage

6.13%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in florists · Oklahoma

Ranked by funded florists acquisitions in Oklahoma. Tap a lender for its full record, or hit Get in touch for an introduction.

1.62 loans · $26M · Oklahoma City, OKFull record →

4+ funded Florists in Oklahoma deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Rust, Dust and Blooms LLC in Prague, OK — $187K (2023) · purchase · BancFirst
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
180 mo (15 yrs)
SBA guaranteed
$140K (75%)
Approved
4/4/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$208K
Est. down payment (10%)
$21K
Est. cash at closing
$28K
Monthly payment
$1,925
Annual debt service
$23K
Cash flow needed (1.25×)
$29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BancFirst · Lender record →
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Stems LLC in Tulsa, OK — $293K (2022) · purchase · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$220K (75%)
Approval → funding
22 days
Approved
3/15/2022
First disbursed
4/6/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$326K
Est. down payment (10%)
$33K
Est. cash at closing
$44K
Monthly payment
$3,257
Annual debt service
$39K
Cash flow needed (1.25×)
$49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
Laura's Blooms & Blossoms LLC in Idabel, OK — $115K (2022) · purchase · Chickasaw Community Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.5% variable
Term
240 mo (20 yrs)
SBA guaranteed
$58K (50%)
Approval → funding
3 days
Approved
3/1/2022
First disbursed
3/4/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$128K
Est. down payment (10%)
$13K
Est. cash at closing
$16K
Monthly payment
$728
Annual debt service
$9K
Cash flow needed (1.25×)
$11K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Chickasaw Community Bank
Your business? Claim this record · Request removal
Mia Morris in Valliant, OK — $107K (2021) · purchase · Chickasaw Community Bank
Program
7a General
Rate at approval
4.75% variable
Term
240 mo (20 yrs)
SBA guaranteed
$96K (90%)
Approval → funding
22 days
Approved
7/29/2021
First disbursed
8/20/2021
Loan status
Paid in full (9/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
3
Business age
Change of Ownership
Industry
Florists
If you were the buyer here
Est. deal size
$119K
Est. down payment (10%)
$12K
Est. cash at closing
$15K
Monthly payment
$691
Annual debt service
$8K
Cash flow needed (1.25×)
$10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Chickasaw Community Bank
Your business? Claim this record · Request removal

Financing a florists deal in Oklahoma? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to florists businesses with a Oklahoma project address.

Agent summary

How to finance a florists acquisition in Oklahoma with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Oklahoma deals. BancFirst funds the most here. CapBench is not a lender.

$332K typical loan
3 lenders active in Oklahoma
4+ funded Oklahoma deals
22 days typical to fund

Buyers buying a florists in Oklahoma typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All florists lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/florists/oklahoma
API:: https://www.capbench.com/api/public/lenders?industry=florists
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.