Lender intelligence
Financing a florists acquisition in Pennsylvania
The SBA 7(a) lenders funding the most florists acquisitions in Pennsylvania, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance florists in Pennsylvania
$463K
Typical loan
range $102K–$740K
$514K
Est. purchase price
≈ loan ÷ 90%
$68,807
Cash to close
$51,444 down + fees
$5,991/mo
Typical payment
~9.5% · 10yr
$82,676/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
13 days
Typical time to fund
4
Lenders competing
more = leverage
6.18%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in florists · Pennsylvania
Ranked by funded florists acquisitions in Pennsylvania. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.128 loans · $40M · Wilmington, DEFull record →
5+ funded Florists in Pennsylvania deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- B SQUARED FLOWERS, LLC in Canonsburg, PA — $740K (2023) · purchase · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.14% fixed
- Term
- 299 months
- SBA guaranteed
- $555K (75%)
- Approval → funding
- 13 days
- Approved
- 3/22/2023
- First disbursed
- 4/4/2023
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $822K
- Est. down payment (10%)
- $82K
- Est. cash at closing
- $113K
- Monthly payment
- $5,303
- Annual debt service
- $64K
- Cash flow needed (1.25×)
- $80K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
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- Ekey Florist and Greenhouse LLC in Warren, PA — $463K (2021) · purchase · Northwest Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $232K (50%)
- Approval → funding
- 8 days
- Approved
- 7/23/2021
- First disbursed
- 7/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $514K
- Est. down payment (10%)
- $51K
- Est. cash at closing
- $69K
- Monthly payment
- $2,640
- Annual debt service
- $32K
- Cash flow needed (1.25×)
- $40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
- Mulloy Real Estate LLC in West Chester, PA — $2.5M (2020) · purchase · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 27 days
- Approved
- 9/3/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $2.8M
- Est. down payment (10%)
- $278K
- Est. cash at closing
- $383K
- Monthly payment
- $14,239
- Annual debt service
- $171K
- Cash flow needed (1.25×)
- $214K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- Michael Thomas Floral, LLC. in Allentown, PA — $102K (2020) · purchase · Community First Capital Corp
- Program
- 7a General
- Rate at approval
- 7.25% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $87K (85%)
- Approval → funding
- 6 days
- Approved
- 1/16/2020
- First disbursed
- 1/22/2020
- Loan status
- Paid in full (3/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $113K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $15K
- Monthly payment
- $1,549
- Annual debt service
- $19K
- Cash flow needed (1.25×)
- $23K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community First Capital Corp · Lender record →
Your business? Claim this record · Request removal
- Foster's Bloom Room LLC in Bradford, PA — $63K (2020) · purchase · Northwest Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $32K (50%)
- Approval → funding
- 59 days
- Approved
- 10/2/2019
- First disbursed
- 11/30/2019
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $70K
- Est. down payment (10%)
- $7K
- Est. cash at closing
- $9K
- Monthly payment
- $731
- Annual debt service
- $9K
- Cash flow needed (1.25×)
- $11K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
Financing a florists deal in Pennsylvania? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to florists businesses with a Pennsylvania project address.
Agent summary
How to finance a florists acquisition in Pennsylvania with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Pennsylvania deals. PNC Bank, National Association funds the most here. CapBench is not a lender.
- $332K typical loan
- 4 lenders active in Pennsylvania
- 5+ funded Pennsylvania deals
- 13 days typical to fund
Buyers buying a florists in Pennsylvania typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.