Lender intelligence
Financing a florists acquisition in Virginia
The SBA 7(a) lenders funding the most florists acquisitions in Virginia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance florists in Virginia
$475K
Typical loan
range $50K–$830K
$528K
Est. purchase price
≈ loan ÷ 90%
$70,591
Cash to close
$52,778 down + fees
$6,146/mo
Typical payment
~9.5% · 10yr
$84,815/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
34 days
Typical time to fund
2
Lenders competing
more = leverage
9.67%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in florists · Virginia
Ranked by funded florists acquisitions in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.104 loans · $100M · Portsmouth, VAFull record →
3+ funded Florists in Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- MULTIFLOR GROUP LLC in Fairfax, VA — $830K (2024) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $623K (75%)
- Approval → funding
- 34 days
- Approved
- 9/26/2024
- First disbursed
- 10/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $922K
- Est. down payment (10%)
- $92K
- Est. cash at closing
- $126K
- Monthly payment
- $11,200
- Annual debt service
- $134K
- Cash flow needed (1.25×)
- $168K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- MULTIFLOR GROUP LLC in Fairfax, VA — $50K (2024) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 61 days
- Approved
- 9/26/2024
- First disbursed
- 11/26/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $675
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Williamsburg Blooms LLC in Williamsburg, VA — $475K (2023) · purchase · TowneBank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $238K (50%)
- Approval → funding
- 30 days
- Approved
- 4/17/2023
- First disbursed
- 5/17/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $528K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $71K
- Monthly payment
- $5,763
- Annual debt service
- $69K
- Cash flow needed (1.25×)
- $86K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
Financing a florists deal in Virginia? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to florists businesses with a Virginia project address.
Agent summary
How to finance a florists acquisition in Virginia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Virginia deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $332K typical loan
- 2 lenders active in Virginia
- 3+ funded Virginia deals
- 34 days typical to fund
Buyers buying a florists in Virginia typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.