Lender intelligence
Financing a hardware stores acquisition in Ohio
The SBA 7(a) lenders funding the most hardware stores acquisitions in Ohio, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance hardware stores in Ohio
$625K
Typical loan
range $100K–$880K
$695K
Est. purchase price
≈ loan ÷ 90%
$92,898
Cash to close
$69,456 down + fees
$8,174/mo
Typical payment
~9.75% · 10yr
$112,801/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
5 days
Typical time to fund
2
Lenders competing
more = leverage
5.33%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in hardware stores · Ohio
Ranked by funded hardware stores acquisitions in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.103 loans · $64M · Indiana, PAFull record →
3+ funded Hardware Stores in Ohio deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Ace Hardware Dillonvale LLC in Cincinnati, OH — $880K (2021) · purchase · First Commonwealth Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.5% fixed
- Term
- 91 months
- SBA guaranteed
- $440K (50%)
- Approval → funding
- 0 days
- Approved
- 8/26/2021
- First disbursed
- 8/26/2021
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $978K
- Est. down payment (10%)
- $98K
- Est. cash at closing
- $134K
- Monthly payment
- $11,849
- Annual debt service
- $142K
- Cash flow needed (1.25×)
- $178K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Commonwealth Bank · Lender record →
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- Thrive Holdings Inc. in Plain City, OH — $625K (2021) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $563K (90%)
- Approval → funding
- 5 days
- Approved
- 2/23/2021
- First disbursed
- 2/28/2021
- Loan status
- Paid in full (11/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $695K
- Est. down payment (10%)
- $69K
- Est. cash at closing
- $93K
- Monthly payment
- $3,746
- Annual debt service
- $45K
- Cash flow needed (1.25×)
- $56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Thrive Holdings Inc. in Plain City, OH — $100K (2021) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (75%)
- Approved
- 2/23/2021
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Hardware Stores
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,073
- Annual debt service
- $13K
- Cash flow needed (1.25×)
- $16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Financing a hardware stores deal in Ohio? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to hardware stores businesses with a Ohio project address.
Agent summary
How to finance a hardware stores acquisition in Ohio with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Ohio deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $887K typical loan
- 2 lenders active in Ohio
- 3+ funded Ohio deals
- 5 days typical to fund
Buyers buying a hardware stores in Ohio typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-12.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.