Lender intelligence

Financing a hardware stores acquisition in Wisconsin

State:

The SBA 7(a) lenders funding the most hardware stores acquisitions in Wisconsin, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance hardware stores in Wisconsin

$461K

Typical loan

range $310K–$650K

$512K

Est. purchase price

≈ loan ÷ 90%

$68,436

Cash to close

$51,167 down + fees

$5,959/mo

Typical payment

~9.5% · 10yr

$82,234/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

27 days

Typical time to fund

Lenders competing

more = leverage

6.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in hardware stores · Wisconsin

Ranked by funded hardware stores acquisitions in Wisconsin. Tap a lender for its full record, or hit Get in touch for an introduction.

1.31 loans · $11M · Green Bay, WIFull record →
2.46 loans · $27M · Sartell, MNFull record →
3.5 loans · $2M · Hager City, WIFull record →
4.4 loans · $1M · Berlin, WIFull record →

6+ funded Hardware Stores in Wisconsin deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

KMG ACE LLC in Waunakee, WI — $843K (2024) · purchase · BankVista
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$632K (75%)
Approval → funding
41 days
Approved
7/30/2024
First disbursed
9/9/2024
Loan status
Paid in full (12/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Hardware Stores
If you were the buyer here
Est. deal size
$937K
Est. down payment (10%)
$94K
Est. cash at closing
$128K
Monthly payment
$11,375
Annual debt service
$137K
Cash flow needed (1.25×)
$171K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankVista · Lender record →
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AL Property Holdings LLC in Little Chute, WI — $650K (2022) · purchase · Nicolet National Bank
Program
Preferred Lenders Program
Rate at approval
4.25% fixed
Term
240 mo (20 yrs)
SBA guaranteed
$488K (75%)
Approval → funding
7 days
Approved
12/21/2021
First disbursed
12/28/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Hardware Stores
If you were the buyer here
Est. deal size
$722K
Est. down payment (10%)
$72K
Est. cash at closing
$97K
Monthly payment
$4,025
Annual debt service
$48K
Cash flow needed (1.25×)
$60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
AL Hardware Company LLC in Little Chute, WI — $353K (2022) · purchase · Nicolet National Bank
Program
Preferred Lenders Program
Rate at approval
4.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$265K (75%)
Approval → funding
6 days
Approved
12/22/2021
First disbursed
12/28/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Hardware Stores
If you were the buyer here
Est. deal size
$392K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,613
Annual debt service
$43K
Cash flow needed (1.25×)
$54K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
St's Hardware LLC in Ashland, WI — $461K (2020) · purchase · Chippewa Valley Bank
Program
7a General
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$345K (75%)
Approval → funding
38 days
Approved
3/23/2020
First disbursed
4/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Change of Ownership
Industry
Hardware Stores
If you were the buyer here
Est. deal size
$512K
Est. down payment (10%)
$51K
Est. cash at closing
$68K
Monthly payment
$5,466
Annual debt service
$66K
Cash flow needed (1.25×)
$82K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Chippewa Valley Bank
Your business? Claim this record · Request removal
WJCIV, Inc. in Osceola, WI — $310K (2020) · purchase · Hiawatha National Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$233K (75%)
Approval → funding
27 days
Approved
3/4/2020
First disbursed
3/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Hardware Stores
If you were the buyer here
Est. deal size
$344K
Est. down payment (10%)
$34K
Est. cash at closing
$46K
Monthly payment
$3,403
Annual debt service
$41K
Cash flow needed (1.25×)
$51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hiawatha National Bank · Lender record →
Your business? Claim this record · Request removal
EDIE FALK INC in Rothschild, WI — $70K (2020) · purchase · Fortifi Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$35K (50%)
Approved
9/23/2020
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
Hardware Stores
If you were the buyer here
Est. deal size
$78K
Est. down payment (10%)
$8K
Est. cash at closing
$10K
Monthly payment
$751
Annual debt service
$9K
Cash flow needed (1.25×)
$11K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fortifi Bank · Lender record →
Your business? Claim this record · Request removal

Financing a hardware stores deal in Wisconsin? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to hardware stores businesses with a Wisconsin project address.

Agent summary

How to finance a hardware stores acquisition in Wisconsin with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Wisconsin deals. Nicolet National Bank funds the most here. CapBench is not a lender.

$887K typical loan
5 lenders active in Wisconsin
6+ funded Wisconsin deals
27 days typical to fund

Buyers buying a hardware stores in Wisconsin typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All hardware stores lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/hardware-stores/wisconsin
API:: https://www.capbench.com/api/public/lenders?industry=hardware-stores
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.