Lender intelligence
Financing a locksmiths acquisition in Washington
The SBA 7(a) lenders funding the most locksmiths acquisitions in Washington, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance locksmiths in Washington
$180K
Typical loan
range $125K–$845K
$200K
Est. purchase price
≈ loan ÷ 90%
$26,750
Cash to close
$20,000 down + fees
$2,635/mo
Typical payment
~12.5% · 10yr
$36,363/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
7 days
Typical time to fund
2
Lenders competing
more = leverage
10.33%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in locksmiths · Washington
Ranked by funded locksmiths acquisitions in Washington. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.46 loans · $25M · Richland, WAFull record →
- 2.154 loans · $26M · San Diego, CAFull record →
3+ funded Locksmiths in Washington deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Bonafide Lock and Safe, Inc in Kirkland, WA — $845K (2025) · purchase · Gesa CU
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $634K (75%)
- Approval → funding
- 7 days
- Approved
- 9/23/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Locksmiths
If you were the buyer here
- Est. deal size
- $939K
- Est. down payment (10%)
- $94K
- Est. cash at closing
- $129K
- Monthly payment
- $11,167
- Annual debt service
- $134K
- Cash flow needed (1.25×)
- $168K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gesa CU · Lender record →
Your business? Claim this record · Request removal
- ELITE LOCK AND SAFE in Monroe, WA — $180K (2025) · purchase · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (75%)
- Approval → funding
- 48 days
- Approved
- 1/17/2025
- First disbursed
- 3/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Locksmiths
If you were the buyer here
- Est. deal size
- $200K
- Est. down payment (10%)
- $20K
- Est. cash at closing
- $27K
- Monthly payment
- $2,429
- Annual debt service
- $29K
- Cash flow needed (1.25×)
- $36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
- Bonafide Lock and Safe, Inc in Kirkland, WA — $125K (2025) · purchase · Gesa CU
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $63K (50%)
- Approval → funding
- 7 days
- Approved
- 9/23/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Locksmiths
If you were the buyer here
- Est. deal size
- $139K
- Est. down payment (10%)
- $14K
- Est. cash at closing
- $18K
- Monthly payment
- $1,687
- Annual debt service
- $20K
- Cash flow needed (1.25×)
- $25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gesa CU · Lender record →
Your business? Claim this record · Request removal
Financing a locksmiths deal in Washington? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to locksmiths businesses with a Washington project address.
Agent summary
How to finance a locksmiths acquisition in Washington with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Washington deals. Gesa CU funds the most here. CapBench is not a lender.
- $402K typical loan
- 2 lenders active in Washington
- 3+ funded Washington deals
- 7 days typical to fund
Buyers buying a locksmiths in Washington typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.