Lender intelligence
Financing a machine shops acquisition in Kentucky
The SBA 7(a) lenders funding the most machine shops acquisitions in Kentucky, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance machine shops in Kentucky
$378K
Typical loan
range $287K–$378K
$420K
Est. purchase price
≈ loan ÷ 90%
$56,234
Cash to close
$42,044 down + fees
$4,896/mo
Typical payment
~9.5% · 10yr
$67,565/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
49 days
Typical time to fund
2
Lenders competing
more = leverage
7.43%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in machine shops · Kentucky
Ranked by funded machine shops acquisitions in Kentucky. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.98 loans · $309M · Las Vegas, NVFull record →
- 2.128 loans · $40M · Wilmington, DEFull record →
2+ funded Machine Shops in Kentucky deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Jones Machine in Dawson Springs, KY — $378K (2023) · purchase · GBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $284K (75%)
- Approval → funding
- 49 days
- Approved
- 11/10/2022
- First disbursed
- 12/29/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Machine Shops
If you were the buyer here
- Est. deal size
- $420K
- Est. down payment (10%)
- $42K
- Est. cash at closing
- $56K
- Monthly payment
- $3,527
- Annual debt service
- $42K
- Cash flow needed (1.25×)
- $53K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
- Haas Machine Company, LLC in Louisville, KY — $287K (2020) · purchase · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.35% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $215K (75%)
- Approval → funding
- 35 days
- Approved
- 11/26/2019
- First disbursed
- 12/31/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Machine Shops
If you were the buyer here
- Est. deal size
- $318K
- Est. down payment (10%)
- $32K
- Est. cash at closing
- $43K
- Monthly payment
- $3,088
- Annual debt service
- $37K
- Cash flow needed (1.25×)
- $46K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Financing a machine shops deal in Kentucky? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to machine shops businesses with a Kentucky project address.
Agent summary
How to finance a machine shops acquisition in Kentucky with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Kentucky deals. GBank funds the most here. CapBench is not a lender.
- $1.1M typical loan
- 2 lenders active in Kentucky
- 2+ funded Kentucky deals
- 49 days typical to fund
Buyers buying a machine shops in Kentucky typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.