Lender intelligence

Financing a machine shops acquisition in Florida

State:

The SBA 7(a) lenders funding the most machine shops acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance machine shops in Florida

$1.86M

Typical loan

range $779K–$2.37M

$2.07M

Est. purchase price

≈ loan ÷ 90%

$285,150

Cash to close

$207,222 down + fees

$24,133/mo

Typical payment

~9.5% · 10yr

$333,035/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

17 days

Typical time to fund

Lenders competing

more = leverage

8.39%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in machine shops · Florida

Ranked by funded machine shops acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.17 loans · $14M · Orlando, FLFull record →

9+ funded Machine Shops in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Walls Holding Company Florida Corporation in Bradenton, FL — $2.5M (2025) · purchase · Cogent Bank
Program
International Trade Loans
Subprogram
International Trade - Sec, 7(a
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.2M (90%)
Approval → funding
8 days
Approved
2/27/2025
First disbursed
3/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$277K
Est. cash at closing
$382K
Monthly payment
$20,496
Annual debt service
$246K
Cash flow needed (1.25×)
$307K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Cogent Bank · Lender record →
Your business? Claim this record · Request removal
11 Shields, LLC in Homosassa, FL — $3.5M (2024) · purchase · Truliant FCU
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.6M (75%)
Approval → funding
46 days
Approved
7/22/2024
First disbursed
9/6/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
28
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$3.8M
Est. down payment (10%)
$384K
Est. cash at closing
$531K
Monthly payment
$47,623
Annual debt service
$571K
Cash flow needed (1.25×)
$714K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
A&B Whit Solutions LLC in Seminole, FL — $779K (2024) · purchase · Cogent Bank
Program
International Trade Loans
Subprogram
International Trade - Sec, 7(a
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$701K (90%)
Approval → funding
16 days
Approved
8/6/2024
First disbursed
8/22/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$865K
Est. down payment (10%)
$87K
Est. cash at closing
$119K
Monthly payment
$10,505
Annual debt service
$126K
Cash flow needed (1.25×)
$158K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Cogent Bank · Lender record →
Your business? Claim this record · Request removal
Staerk Design LLC in Jacksonville, FL — $322K (2024) · purchase · North State Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$242K (75%)
Approval → funding
11 days
Approved
7/19/2024
First disbursed
7/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$358K
Est. down payment (10%)
$36K
Est. cash at closing
$48K
Monthly payment
$4,436
Annual debt service
$53K
Cash flow needed (1.25×)
$67K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
K&T Waterjet & Fabrication LLC in Apopka, FL — $2.0M (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
18 days
Approved
8/21/2023
First disbursed
9/8/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$228K
Est. cash at closing
$314K
Monthly payment
$18,628
Annual debt service
$224K
Cash flow needed (1.25×)
$279K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Venice Industrial Rentals, Inc. in Venice, FL — $1.4M (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
263 months
SBA guaranteed
$1.3M (90%)
Approval → funding
17 days
Approved
9/13/2021
First disbursed
9/30/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$161K
Est. cash at closing
$221K
Monthly payment
$8,879
Annual debt service
$107K
Cash flow needed (1.25×)
$133K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
HELVIC ENGINEERING & CONSTRUCTION LLC in Pompano Beach, FL — $465K (2021) · purchase · Centennial Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$419K (90%)
Approval → funding
13 days
Approved
9/17/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$517K
Est. down payment (10%)
$52K
Est. cash at closing
$69K
Monthly payment
$5,162
Annual debt service
$62K
Cash flow needed (1.25×)
$77K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Centennial Bank · Lender record →
Your business? Claim this record · Request removal
Catamount Machine Works LLC in Plant City, FL — $2.4M (2020) · purchase · CRF Small Business Loan Company, LLC
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.8M (75%)
Approval → funding
26 days
Approved
8/5/2020
First disbursed
8/31/2020
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$263K
Est. cash at closing
$363K
Monthly payment
$26,312
Annual debt service
$316K
Cash flow needed (1.25×)
$395K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CRF Small Business Loan Company, LLC · Lender record →
Your business? Claim this record · Request removal
Cavok Capital, LLC in Palm Harbor, FL — $1.9M (2020) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
36 days
Approved
11/6/2019
First disbursed
12/12/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$207K
Est. cash at closing
$285K
Monthly payment
$22,138
Annual debt service
$266K
Cash flow needed (1.25×)
$332K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to machine shops businesses with a Florida project address.

Agent summary

How to finance a machine shops acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. Cogent Bank funds the most here. CapBench is not a lender.

$1.1M typical loan
7 lenders active in Florida
9+ funded Florida deals
17 days typical to fund

Buyers buying a machine shops in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All machine shops lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/machine-shops/florida
API:: https://www.capbench.com/api/public/lenders?industry=machine-shops
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.