Lender intelligence

Financing a machine shops acquisition in California

State:

The SBA 7(a) lenders funding the most machine shops acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance machine shops in California

$808K

Typical loan

range $521K–$1.31M

$897K

Est. purchase price

≈ loan ÷ 90%

$123,062

Cash to close

$89,744 down + fees

$10,451/mo

Typical payment

~9.5% · 10yr

$144,224/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

25 days

Typical time to fund

Lenders competing

more = leverage

8.44%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in machine shops · California

Ranked by funded machine shops acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.

Not enough public machine shops loan history in California to rank lenders yet. See machine shops lenders nationwide →

14+ funded Machine Shops in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Heighten Manufacturing in Oakdale, CA — $1.3M (2025) · purchase · First Merchants Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$980K (75%)
Approval → funding
19 days
Approved
3/13/2025
First disbursed
4/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$145K
Est. cash at closing
$199K
Monthly payment
$17,440
Annual debt service
$209K
Cash flow needed (1.25×)
$262K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal
BANDEL MFG INC in Los Angeles, CA — $585K (2025) · purchase · CalPrivate Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$439K (75%)
Approval → funding
152 days
Approved
3/26/2025
First disbursed
8/25/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$650K
Est. down payment (10%)
$65K
Est. cash at closing
$87K
Monthly payment
$7,894
Annual debt service
$95K
Cash flow needed (1.25×)
$118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CalPrivate Bank · Lender record →
Your business? Claim this record · Request removal
Indarg Engineering, Inc. in Hawthorne, CA — $350K (2025) · purchase · Port 51 Lending LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
9 days
Approved
8/26/2025
First disbursed
9/4/2025
Loan status
Paid in full (10/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,674
Annual debt service
$56K
Cash flow needed (1.25×)
$70K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Port 51 Lending LLC · Lender record →
Your business? Claim this record · Request removal
AXXIS CORPORATION in Perris, CA — $1.9M (2024) · purchase · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
52 days
Approved
9/24/2024
First disbursed
11/15/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
35
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$213K
Est. cash at closing
$293K
Monthly payment
$25,894
Annual debt service
$311K
Cash flow needed (1.25×)
$388K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
Performance Machine Tech International in West Hills, CA — $1.0M (2024) · purchase · CalPrivate Bank
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
25 days
Approved
9/30/2024
First disbursed
10/25/2024
Loan status
Paid in full (4/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
37
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$14,060
Annual debt service
$169K
Cash flow needed (1.25×)
$211K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CalPrivate Bank · Lender record →
Your business? Claim this record · Request removal
Triton water jet in Napa, CA — $620K (2023) · purchase · Summit State Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$465K (75%)
Approval → funding
52 days
Approved
4/10/2023
First disbursed
6/1/2023
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$689K
Est. down payment (10%)
$69K
Est. cash at closing
$92K
Monthly payment
$8,453
Annual debt service
$101K
Cash flow needed (1.25×)
$127K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Summit State Bank · Lender record →
Your business? Claim this record · Request removal
G2MH Holdings Inc. in Anaheim, CA — $521K (2023) · purchase · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$390K (75%)
Approval → funding
26 days
Approved
3/10/2023
First disbursed
4/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$578K
Est. down payment (10%)
$58K
Est. cash at closing
$77K
Monthly payment
$7,025
Annual debt service
$84K
Cash flow needed (1.25×)
$105K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
Marc Holt in San Diego, CA — $170K (2023) · purchase · CDC Small Business Finance Corp.
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
12.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (75%)
Approval → funding
30 days
Approved
5/8/2023
First disbursed
6/7/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$189K
Est. down payment (10%)
$19K
Est. cash at closing
$25K
Monthly payment
$2,513
Annual debt service
$30K
Cash flow needed (1.25×)
$38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
ASM Acquisition, LLC in Anaheim, CA — $4.6M (2022) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.5M (75%)
Approval → funding
3 days
Approved
6/28/2022
First disbursed
7/1/2022
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$5.1M
Est. down payment (10%)
$511K
Est. cash at closing
$707K
Monthly payment
$51,069
Annual debt service
$613K
Cash flow needed (1.25×)
$766K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
JB Racing LLC in Campbell, CA — $3.1M (2022) · purchase · BMO Bank National Association
Program
Preferred Lenders Program
Rate at approval
4.14% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$2.3M (75%)
Approval → funding
16 days
Approved
3/14/2022
First disbursed
3/30/2022
Loan status
Paid in full (9/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$3.4M
Est. down payment (10%)
$343K
Est. cash at closing
$473K
Monthly payment
$16,519
Annual debt service
$198K
Cash flow needed (1.25×)
$248K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
ASM Acquisition, LLC in Anaheim, CA — $350K (2022) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$175K (50%)
Approval → funding
3 days
Approved
6/28/2022
First disbursed
7/1/2022
Loan status
In liquidation
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,886
Annual debt service
$47K
Cash flow needed (1.25×)
$58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
CENCAL CONSTRUCTION SERVICES INC. in Turlock, CA — $675K (2021) · purchase · Plumas Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$607K (90%)
Approval → funding
9 days
Approved
3/9/2021
First disbursed
3/18/2021
Loan status
Paid in full (3/31/2023)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$749K
Est. down payment (10%)
$75K
Est. cash at closing
$100K
Monthly payment
$7,488
Annual debt service
$90K
Cash flow needed (1.25×)
$112K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal
PACON MFG, INC. in Livermore, CA — $1.1M (2020) · purchase · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
3.82% variable
Term
120 mo (10 yrs)
SBA guaranteed
$844K (75%)
Approval → funding
2 days
Approved
9/22/2020
First disbursed
9/24/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$125K
Est. cash at closing
$171K
Monthly payment
$11,294
Annual debt service
$136K
Cash flow needed (1.25×)
$169K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Airpoint Precision, Inc. in Diamond Springs, CA — $808K (2020) · purchase · Plumas Bank
Program
7a General
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$606K (75%)
Approval → funding
34 days
Approved
7/28/2020
First disbursed
8/31/2020
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$897K
Est. down payment (10%)
$90K
Est. cash at closing
$123K
Monthly payment
$8,666
Annual debt service
$104K
Cash flow needed (1.25×)
$130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to machine shops businesses with a California project address.

Agent summary

How to finance a machine shops acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. CapBench is not a lender.

$1.1M typical loan
10 lenders active in California
14+ funded California deals
25 days typical to fund

Buyers buying a machine shops in California typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All machine shops lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/machine-shops/california
API:: https://www.capbench.com/api/public/lenders?industry=machine-shops
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.