Lender intelligence

Financing a machine shops acquisition in Missouri

State:

The SBA 7(a) lenders funding the most machine shops acquisitions in Missouri, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance machine shops in Missouri

$2.70M

Typical loan

range $1.25M–$2.70M

$3.00M

Est. purchase price

≈ loan ÷ 90%

$413,938

Cash to close

$300,000 down + fees

$34,937/mo

Typical payment

~9.5% · 10yr

$482,131/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

32 days

Typical time to fund

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in machine shops · Missouri

Ranked by funded machine shops acquisitions in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.

1.12 loans · $14M · Mobile, ALFull record →
2.5 loans · $2M · Tulsa, OKFull record →

2+ funded Machine Shops in Missouri deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Kluhsman Machine in Lockwood, MO — $2.7M (2023) · purchase · 22nd State Bank, A Division of 22nd State Banking Company
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
93 months
SBA guaranteed
$2.0M (75%)
Approval → funding
3 days
Approved
10/17/2022
First disbursed
10/20/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$300K
Est. cash at closing
$414K
Monthly payment
$40,429
Annual debt service
$485K
Cash flow needed (1.25×)
$606K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
Your business? Claim this record · Request removal
Avidity Corporation in Lebanon, MO — $1.2M (2020) · purchase · Regent Bank
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
156 mo (13 yrs)
SBA guaranteed
$934K (75%)
Approval → funding
32 days
Approved
10/29/2019
First disbursed
11/30/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$138K
Est. cash at closing
$190K
Monthly payment
$12,177
Annual debt service
$146K
Cash flow needed (1.25×)
$183K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Regent Bank · Lender record →
Your business? Claim this record · Request removal

Financing a machine shops deal in Missouri? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to machine shops businesses with a Missouri project address.

Agent summary

How to finance a machine shops acquisition in Missouri with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Missouri deals. 22nd State Bank, A Division of 22nd State Banking Company funds the most here. CapBench is not a lender.

$1.1M typical loan
2 lenders active in Missouri
2+ funded Missouri deals
32 days typical to fund

Buyers buying a machine shops in Missouri typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All machine shops lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/machine-shops/missouri
API:: https://www.capbench.com/api/public/lenders?industry=machine-shops
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.