Lender intelligence

Financing a machine shops acquisition in Virginia

State:

The SBA 7(a) lenders funding the most machine shops acquisitions in Virginia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance machine shops in Virginia

$2.27M

Typical loan

range $1.50M–$2.27M

$2.53M

Est. purchase price

≈ loan ÷ 90%

$348,341

Cash to close

$252,744 down + fees

$29,434/mo

Typical payment

~9.5% · 10yr

$406,189/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

5.63%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in machine shops · Virginia

Ranked by funded machine shops acquisitions in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.128 loans · $40M · Wilmington, DEFull record →

2+ funded Machine Shops in Virginia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

APMF, LLC in Lynchburg, VA — $2.3M (2023) · purchase · PNC Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
21 days
Approved
2/10/2023
First disbursed
3/3/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
58
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$2.5M
Est. down payment (10%)
$253K
Est. cash at closing
$348K
Monthly payment
$26,119
Annual debt service
$313K
Cash flow needed (1.25×)
$392K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Lynchburg Machining, LLC in Lynchburg, VA — $1.5M (2020) · purchase · The First Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approved
4/24/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Machine Shops
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$167K
Est. cash at closing
$229K
Monthly payment
$15,546
Annual debt service
$187K
Cash flow needed (1.25×)
$233K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The First Bank and Trust Company
Your business? Claim this record · Request removal

Financing a machine shops deal in Virginia? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to machine shops businesses with a Virginia project address.

Agent summary

How to finance a machine shops acquisition in Virginia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Virginia deals. PNC Bank, National Association funds the most here. CapBench is not a lender.

$1.1M typical loan
2 lenders active in Virginia
2+ funded Virginia deals
21 days typical to fund

Buyers buying a machine shops in Virginia typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All machine shops lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/machine-shops/virginia
API:: https://www.capbench.com/api/public/lenders?industry=machine-shops
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.