Lender intelligence
Financing a roofing contractors acquisition in Kentucky
The SBA 7(a) lenders funding the most roofing contractors acquisitions in Kentucky, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance roofing contractors in Kentucky
$340K
Typical loan
range $305K–$340K
$378K
Est. purchase price
≈ loan ÷ 90%
$50,528
Cash to close
$37,778 down + fees
$4,684/mo
Typical payment
~11% · 10yr
$64,639/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
59 days
Typical time to fund
2
Lenders competing
more = leverage
5.88%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in roofing contractors · Kentucky
Ranked by funded roofing contractors acquisitions in Kentucky. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $1M · Glasgow, KYFull record →
- 2.31 loans · $13M · Louisville, KYFull record →
2+ funded Roofing Contractors in Kentucky deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Jenjo Enterprises, LLC in Bowling Green, KY — $340K (2022) · purchase · South Central Bank, Inc.
- Program
- 7a General
- Rate at approval
- 6.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $255K (75%)
- Approval → funding
- 7 days
- Approved
- 9/23/2022
- First disbursed
- 9/30/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Roofing Contractors
If you were the buyer here
- Est. deal size
- $378K
- Est. down payment (10%)
- $38K
- Est. cash at closing
- $51K
- Monthly payment
- $3,861
- Annual debt service
- $46K
- Cash flow needed (1.25×)
- $58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by South Central Bank, Inc. · Lender record →
Your business? Claim this record · Request removal
- CRA Management, L.L.C. in Louisville, KY — $305K (2021) · purchase · Stock Yards Bank & Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $229K (75%)
- Approval → funding
- 59 days
- Approved
- 8/2/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Roofing Contractors
If you were the buyer here
- Est. deal size
- $339K
- Est. down payment (10%)
- $34K
- Est. cash at closing
- $45K
- Monthly payment
- $3,271
- Annual debt service
- $39K
- Cash flow needed (1.25×)
- $49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stock Yards Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to roofing contractors businesses with a Kentucky project address.
Agent summary
How to finance a roofing contractors acquisition in Kentucky with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Kentucky deals. South Central Bank, Inc. funds the most here. CapBench is not a lender.
- $551K typical loan
- 2 lenders active in Kentucky
- 2+ funded Kentucky deals
- 59 days typical to fund
Buyers buying a roofing contractors in Kentucky typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.