Financing a roofing contractors acquisition in Illinois

State:

The SBA 7(a) lenders funding the most roofing contractors acquisitions in Illinois, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance roofing contractors in Illinois

$1.27M

Typical loan

range $250K–$3.60M

$1.41M

Est. purchase price

≈ loan ÷ 90%

$193,499

Cash to close

$141,111 down + fees

$16,433/mo

Typical payment

~9.5% · 10yr

$226,775/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

9.46%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in roofing contractors · Illinois

Ranked by funded roofing contractors acquisitions in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.

1.4 loans · $1M · Stonewall, OKFull record →
2.138 loans · $276M · Sioux Falls, SDFull record →
3.1,296 loans · $1.4B · Wilmington, NCFull record →
4.19 loans · $3M · Springfield, ILFull record →
5.242 loans · $281M · Chicago, ILFull record →

7+ funded Roofing Contractors in Illinois deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Matthews Roofing Company, Inc. in Chicago, IL — $3.6M (2025) · purchase · First American Bank
Program
Preferred Lenders Program
Rate at approval
7.816% variable
Term
174 months
SBA guaranteed
$2.7M (75%)
Approval → funding
15 days
Approved
9/16/2025
First disbursed
10/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
45
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$4.0M
Est. down payment (10%)
$400K
Est. cash at closing
$553K
Monthly payment
$34,643
Annual debt service
$416K
Cash flow needed (1.25×)
$520K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First American Bank · Lender record →
Your business? Claim this record · Request removal
C3 Acquisition LLC in Crystal Lake, IL — $1.3M (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$953K (75%)
Approval → funding
12 days
Approved
3/5/2025
First disbursed
3/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$141K
Est. cash at closing
$193K
Monthly payment
$15,577
Annual debt service
$187K
Cash flow needed (1.25×)
$234K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Matthews Roofing Company, Inc. in Chicago, IL — $250K (2025) · purchase · First American Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approved
9/16/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
45
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,100
Annual debt service
$37K
Cash flow needed (1.25×)
$46K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First American Bank · Lender record →
Your business? Claim this record · Request removal
H.C. Anderson Roofing Company, Inc. in Rockton, IL — $4.0M (2024) · purchase · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.0M (75%)
Approval → funding
20 days
Approved
4/9/2024
First disbursed
4/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$4.4M
Est. down payment (10%)
$440K
Est. cash at closing
$608K
Monthly payment
$53,949
Annual debt service
$647K
Cash flow needed (1.25×)
$809K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Six Fifty-One Services, LLC in Evanston, IL — $638K (2024) · purchase · Bank of Springfield
Program
Preferred Lenders Program
Rate at approval
9.65% variable
Term
123 months
SBA guaranteed
$478K (75%)
Approval → funding
6 days
Approved
7/30/2024
First disbursed
8/5/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$709K
Est. down payment (10%)
$71K
Est. cash at closing
$95K
Monthly payment
$8,185
Annual debt service
$98K
Cash flow needed (1.25×)
$123K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Springfield · Lender record →
Your business? Claim this record · Request removal
H.C. Anderson Roofing Company, Inc. in Rockton, IL — $250K (2024) · purchase · Pathward National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
20 days
Approved
4/9/2024
First disbursed
4/29/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,408
Annual debt service
$41K
Cash flow needed (1.25×)
$51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
TOTAL SYSTEMS ROOFING INC. in Crystal Lake, IL — $2.1M (2023) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
123 months
SBA guaranteed
$1.6M (75%)
Approved
6/13/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$230K
Est. cash at closing
$316K
Monthly payment
$27,506
Annual debt service
$330K
Cash flow needed (1.25×)
$413K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to roofing contractors businesses with a Illinois project address.

Agent summary

How to finance a roofing contractors acquisition in Illinois with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Illinois deals. First American Bank funds the most here. CapBench is not a lender.

$551K typical loan
5 lenders active in Illinois
7+ funded Illinois deals
15 days typical to fund

Buyers buying a roofing contractors in Illinois typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All roofing contractors lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/roofing-contractors/illinois
API:: https://www.capbench.com/api/public/lenders?industry=roofing-contractors
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.