Financing a roofing contractors acquisition in Florida

State:

The SBA 7(a) lenders funding the most roofing contractors acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance roofing contractors in Florida

$1.32M

Typical loan

range $990K–$1.72M

$1.46M

Est. purchase price

≈ loan ÷ 90%

$200,370

Cash to close

$146,122 down + fees

$17,017/mo

Typical payment

~9.5% · 10yr

$234,835/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

9.13%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in roofing contractors · Florida

Ranked by funded roofing contractors acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.575 loans · $220M · De Graff, OHFull record →
3.138 loans · $276M · Sioux Falls, SDFull record →
4.14 loans · $23M · Miami Lakes, FLFull record →
5.104 loans · $100M · Portsmouth, VAFull record →
6.3,264 loans · $846M · Miami, FLFull record →

18+ funded Roofing Contractors in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Allstar Roofing & Repair Group Inc in Seffner, FL — $810K (2026) · purchase · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$607K (75%)
Approved
3/17/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$899K
Est. down payment (10%)
$90K
Est. cash at closing
$123K
Monthly payment
$10,145
Annual debt service
$122K
Cash flow needed (1.25×)
$152K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Ron Bell Roofing LLC in Delray Beach, FL — $2.9M (2025) · purchase · Midwest Regional Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
204 mo (17 yrs)
SBA guaranteed
$2.2M (75%)
Approval → funding
50 days
Approved
7/9/2025
First disbursed
8/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$3.3M
Est. down payment (10%)
$326K
Est. cash at closing
$450K
Monthly payment
$30,408
Annual debt service
$365K
Cash flow needed (1.25×)
$456K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
A1 American Roofing & Sheet Metal Inc. in Rotonda West, FL — $1.5M (2025) · purchase · Newtek Bank, National Association
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
69 days
Approved
9/30/2025
First disbursed
12/8/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$164K
Est. cash at closing
$225K
Monthly payment
$19,903
Annual debt service
$239K
Cash flow needed (1.25×)
$299K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Gulfstream Construction Services LLC in West Palm Beach, FL — $1.3M (2025) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$986K (75%)
Approval → funding
19 days
Approved
11/1/2024
First disbursed
11/20/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$146K
Est. cash at closing
$200K
Monthly payment
$18,116
Annual debt service
$217K
Cash flow needed (1.25×)
$272K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
DLG Group Inc in Brooksville, FL — $1.2M (2025) · purchase · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$894K (75%)
Approval → funding
18 days
Approved
9/15/2025
First disbursed
10/3/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$132K
Est. cash at closing
$182K
Monthly payment
$15,588
Annual debt service
$187K
Cash flow needed (1.25×)
$234K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
DLG Group Inc in Brooksville, FL — $1.2M (2025) · purchase · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$863K (75%)
Approved
4/16/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$128K
Est. cash at closing
$175K
Monthly payment
$15,052
Annual debt service
$181K
Cash flow needed (1.25×)
$226K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
ROOF REPAIRS ONLY, INC. in Vero Beach, FL — $1.1M (2025) · purchase · BankUnited, National Association
Program
Preferred Lenders Program
Rate at approval
8.25% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$792K (75%)
Approval → funding
15 days
Approved
12/23/2024
First disbursed
1/7/2025
Loan status
Past due
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$117K
Est. cash at closing
$161K
Monthly payment
$8,326
Annual debt service
$100K
Cash flow needed (1.25×)
$125K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankUnited, National Association · Lender record →
Your business? Claim this record · Request removal
Saxa Roofing 1, LLC in Port Charlotte, FL — $500K (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
13 days
Approved
12/6/2024
First disbursed
12/19/2024
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,677
Annual debt service
$80K
Cash flow needed (1.25×)
$100K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Saxa Roofing 1, LLC in Port Charlotte, FL — $200K (2025) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approval → funding
12 days
Approved
12/11/2024
First disbursed
12/23/2024
Loan status
Delinquent
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,671
Annual debt service
$32K
Cash flow needed (1.25×)
$40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
R.I.G. Construction & Roofing in Bradenton, FL — $3.8M (2024) · purchase · CRF Small Business Loan Company, LLC
Program
Preferred Lenders Program
Rate at approval
7.25% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$2.9M (75%)
Approved
7/26/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
111
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$4.3M
Est. down payment (10%)
$426K
Est. cash at closing
$588K
Monthly payment
$27,684
Annual debt service
$332K
Cash flow needed (1.25×)
$415K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CRF Small Business Loan Company, LLC · Lender record →
Your business? Claim this record · Request removal
MICHAEL KEVIN WALSH ROOFING, INC. in Palm City, FL — $1.5M (2024) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
119 months
SBA guaranteed
$1.1M (75%)
Approval → funding
24 days
Approved
2/25/2024
First disbursed
3/20/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
40
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$163K
Est. cash at closing
$224K
Monthly payment
$20,355
Annual debt service
$244K
Cash flow needed (1.25×)
$305K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
GROVE OAKS CAPITAL ONE LLC in Oakland Park, FL — $5.0M (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
6 days
Approved
11/10/2022
First disbursed
11/16/2022
Loan status
Paid in full (6/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$61,993
Annual debt service
$744K
Cash flow needed (1.25×)
$930K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
A. TOMASSI ROOF TESTING, INC. in Margate, FL — $1.6M (2023) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
154 months
SBA guaranteed
$1.2M (75%)
Approval → funding
12 days
Approved
9/19/2023
First disbursed
10/1/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$180K
Est. cash at closing
$247K
Monthly payment
$18,218
Annual debt service
$219K
Cash flow needed (1.25×)
$273K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
USI Roofing, Inc. in Largo, FL — $990K (2023) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$743K (75%)
Approval → funding
15 days
Approved
5/17/2023
First disbursed
6/1/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
33
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$110K
Est. cash at closing
$151K
Monthly payment
$13,498
Annual debt service
$162K
Cash flow needed (1.25×)
$202K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
A. TOMASSI ROOF TESTING, INC. in Margate, FL — $75K (2023) · purchase · Customers Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$38K (50%)
Approval → funding
5 days
Approved
9/22/2023
First disbursed
9/27/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$83K
Est. down payment (10%)
$8K
Est. cash at closing
$11K
Monthly payment
$991
Annual debt service
$12K
Cash flow needed (1.25×)
$15K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
M802SHWY27, LLC in Minneola, FL — $2.8M (2022) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
125 months
SBA guaranteed
$2.1M (75%)
Approval → funding
12 days
Approved
4/20/2022
First disbursed
5/2/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$3.1M
Est. down payment (10%)
$315K
Est. cash at closing
$435K
Monthly payment
$30,902
Annual debt service
$371K
Cash flow needed (1.25×)
$464K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
PACE ROOFING, INC. in West Palm Beach, FL — $1.7M (2021) · purchase · LendingClub Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (90%)
Approval → funding
13 days
Approved
8/18/2021
First disbursed
8/31/2021
Loan status
Paid in full (8/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$191K
Est. cash at closing
$262K
Monthly payment
$18,190
Annual debt service
$218K
Cash flow needed (1.25×)
$273K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by LendingClub Bank, National Association · Lender record →
Your business? Claim this record · Request removal
JacksonWest LLC in Odessa, FL — $1.1M (2020) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$851K (75%)
Approval → funding
41 days
Approved
11/20/2019
First disbursed
12/31/2019
Loan status
Paid in full (4/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
25
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$126K
Est. cash at closing
$173K
Monthly payment
$13,325
Annual debt service
$160K
Cash flow needed (1.25×)
$200K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Financing a roofing contractors deal in Florida? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to roofing contractors businesses with a Florida project address.

Agent summary

How to finance a roofing contractors acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$551K typical loan
12 lenders active in Florida
18+ funded Florida deals
15 days typical to fund

Buyers buying a roofing contractors in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All roofing contractors lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/roofing-contractors/florida
API:: https://www.capbench.com/api/public/lenders?industry=roofing-contractors
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.