Lender intelligence
Financing a software publishers acquisition in Massachusetts
The SBA 7(a) lenders funding the most software publishers acquisitions in Massachusetts, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance software publishers in Massachusetts
$585K
Typical loan
range $585K–$585K
$650K
Est. purchase price
≈ loan ÷ 90%
$86,894
Cash to close
$64,967 down + fees
$7,566/mo
Typical payment
~9.5% · 10yr
$104,411/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
1
Lenders competing
more = leverage
4%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in software publishers · Massachusetts
Ranked by funded software publishers acquisitions in Massachusetts. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public software publishers loan history in Massachusetts to rank lenders yet. See software publishers lenders nationwide →
1+ funded Software Publishers in Massachusetts deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Ricardo Trading LLC in Watertown, MA — $585K (2020) · purchase · Eastern Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $292K (50%)
- Approval → funding
- 0 days
- Approved
- 9/25/2020
- First disbursed
- 9/25/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Software Publishers
If you were the buyer here
- Est. deal size
- $650K
- Est. down payment (10%)
- $65K
- Est. cash at closing
- $87K
- Monthly payment
- $5,920
- Annual debt service
- $71K
- Cash flow needed (1.25×)
- $89K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Eastern Bank · Lender record →
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to software publishers businesses with a Massachusetts project address.
Agent summary
How to finance a software publishers acquisition in Massachusetts with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Massachusetts deals. CapBench is not a lender.
- $680K typical loan
- 1 lenders active in Massachusetts
- 1+ funded Massachusetts deals
Buyers buying a software publishers in Massachusetts typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.