Lender intelligence
Financing a software publishers acquisition in California
The SBA 7(a) lenders funding the most software publishers acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance software publishers in California
$705K
Typical loan
range $705K–$1.48M
$784K
Est. purchase price
≈ loan ÷ 90%
$107,476
Cash to close
$78,378 down + fees
$9,128/mo
Typical payment
~9.5% · 10yr
$125,966/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
14 days
Typical time to fund
3
Lenders competing
more = leverage
6.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in software publishers · California
Ranked by funded software publishers acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.242 loans · $281M · Chicago, ILFull record →
5+ funded Software Publishers in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- DIAMONDTRACK ONLINE CORPORATION in San Marcos, CA — $1.5M (2026) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 4 days
- Approved
- 12/4/2025
- First disbursed
- 12/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Software Publishers
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $164K
- Est. cash at closing
- $225K
- Monthly payment
- $19,086
- Annual debt service
- $229K
- Cash flow needed (1.25×)
- $286K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
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- Edward Street Ventures, LLC in Santa Barbara, CA — $705K (2021) · purchase · Fountainhead SBF LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $635K (90%)
- Approved
- 3/17/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Software Publishers
If you were the buyer here
- Est. deal size
- $784K
- Est. down payment (10%)
- $78K
- Est. cash at closing
- $107K
- Monthly payment
- $7,831
- Annual debt service
- $94K
- Cash flow needed (1.25×)
- $117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fountainhead SBF LLC
Your business? Claim this record · Request removal
- Edward Street Ventures, LLC in Santa Barbara, CA — $705K (2021) · purchase · Fountainhead SBF LLC
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $635K (90%)
- Approved
- 6/17/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Software Publishers
If you were the buyer here
- Est. deal size
- $784K
- Est. down payment (10%)
- $78K
- Est. cash at closing
- $107K
- Monthly payment
- $7,831
- Annual debt service
- $94K
- Cash flow needed (1.25×)
- $117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fountainhead SBF LLC
Your business? Claim this record · Request removal
- Training Systems Design, LLC in Westlake Village, CA — $1.8M (2020) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 63 months
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 14 days
- Approved
- 8/26/2020
- First disbursed
- 9/9/2020
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Software Publishers
If you were the buyer here
- Est. deal size
- $2.0M
- Est. down payment (10%)
- $200K
- Est. cash at closing
- $275K
- Monthly payment
- $32,960
- Annual debt service
- $396K
- Cash flow needed (1.25×)
- $494K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Training Systems Design, LLC in Westlake Village, CA — $350K (2020) · purchase · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.5% variable
- Term
- 119 months
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 14 days
- Approved
- 8/26/2020
- First disbursed
- 9/9/2020
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Software Publishers
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $3,822
- Annual debt service
- $46K
- Cash flow needed (1.25×)
- $57K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Financing a software publishers deal in California? Start with the right lender
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to software publishers businesses with a California project address.
Agent summary
How to finance a software publishers acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. Byline Bank funds the most here. CapBench is not a lender.
- $680K typical loan
- 3 lenders active in California
- 5+ funded California deals
- 14 days typical to fund
Buyers buying a software publishers in California typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.