Industry · lender intelligence

Financing a software publishers acquisition

State:

The SBA 7(a) lenders funding the most software publishers acquisitions, ranked from public loan records — typical deal about $680K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance software publishers

$1.07M

Typical loan

range $500K–$2.30M

$1.19M

Est. purchase price

≈ loan ÷ 90%

$163,788

Cash to close

$119,444 down + fees

$13,910/mo

Typical payment

~9.5% · 10yr

$191,958/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

7.3%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in software publishers

Ranked by funded software publishers acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.242 loans · $281M · Chicago, ILFull record →
3.105 loans · $164M · Brookline, MAFull record →
4.168 loans · $205M · Fishers, INFull record →
5.138 loans · $276M · Sioux Falls, SDFull record →
6.46 loans · $47M · Asheville, NCFull record →
7.4 loans · $4M · Hauppauge, NYFull record →
8.196 loans · $21M · Boston, MAFull record →
9.21 loans · $5M · Spartanburg, SCFull record →
10.60 loans · $40M · Clayton, MOFull record →
11.8 loans · $8M · Wichita, KSFull record →
12.2 loans · $0M · Pine Bluff, ARFull record →
13.65 loans · $52M · Lancaster, PAFull record →
14.9 loans · $5M · Wausau, WIFull record →
15.1,025 loans · $292M · Berkeley Heights, NJFull record →
16.5 loans · $3M · Canandaigua, NYFull record →
17.88 loans · $96M · Muncie, INFull record →
18.53 loans · $101M · Dallas, TXFull record →
19.129 loans · $234M · New York, NYFull record →

28+ funded software publishers deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

DIAMONDTRACK ONLINE CORPORATION in San Marcos, CA — $1.5M (2026) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
4 days
Approved
12/4/2025
First disbursed
12/8/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$164K
Est. cash at closing
$225K
Monthly payment
$19,086
Annual debt service
$229K
Cash flow needed (1.25×)
$286K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Road ID in Lehi, UT — $625K (2026) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$469K (75%)
Approval → funding
8 days
Approved
11/13/2025
First disbursed
11/21/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$694K
Est. down payment (10%)
$69K
Est. cash at closing
$93K
Monthly payment
$8,173
Annual debt service
$98K
Cash flow needed (1.25×)
$123K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
TETON DATA SYSTEMS, LLC in Dallas, TX — $4.5M (2025) · purchase · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.4M (75%)
Approval → funding
60 days
Approved
4/3/2025
First disbursed
6/2/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
29
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$5.0M
Est. down payment (10%)
$500K
Est. cash at closing
$692K
Monthly payment
$58,847
Annual debt service
$706K
Cash flow needed (1.25×)
$883K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
SuperCat Solutions, LLC in Denver, CO — $2.6M (2025) · purchase · Port 51 Lending LLC
Program
International Trade Loans
Subprogram
International Trade - Sec, 7(a
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.3M (90%)
Approval → funding
6 days
Approved
1/28/2025
First disbursed
2/3/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$285K
Est. cash at closing
$393K
Monthly payment
$34,226
Annual debt service
$411K
Cash flow needed (1.25×)
$513K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Port 51 Lending LLC · Lender record →
Your business? Claim this record · Request removal
LINKWHISPER INC. in Redmond, WA — $2.3M (2025) · purchase · T Bank, National Association
Program
International Trade Loans
Subprogram
International Trade - Sec, 7(a
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.1M (90%)
Approval → funding
12 days
Approved
12/18/2024
First disbursed
12/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$256K
Est. cash at closing
$353K
Monthly payment
$30,116
Annual debt service
$361K
Cash flow needed (1.25×)
$452K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by T Bank, National Association · Lender record →
Your business? Claim this record · Request removal
The Blue Orange Strategic Solutions in Richardson, TX — $985K (2025) · purchase · First Merchants Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$739K (75%)
Approval → funding
22 days
Approved
5/21/2025
First disbursed
6/12/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$109K
Est. cash at closing
$150K
Monthly payment
$13,154
Annual debt service
$158K
Cash flow needed (1.25×)
$197K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal
Delta Sierra Holdings LLC in Reno, NV — $570K (2025) · purchase · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$428K (75%)
Approval → funding
35 days
Approved
7/3/2025
First disbursed
8/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$633K
Est. down payment (10%)
$63K
Est. cash at closing
$85K
Monthly payment
$7,612
Annual debt service
$91K
Cash flow needed (1.25×)
$114K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
TETON DATA SYSTEMS, LLC in Dallas, TX — $500K (2025) · purchase · Pathward National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$250K (50%)
Approval → funding
60 days
Approved
4/3/2025
First disbursed
6/2/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
29
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,539
Annual debt service
$78K
Cash flow needed (1.25×)
$98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Adventive Tech Inc in Rochester, NY — $165K (2025) · purchase · The Canandaigua National Bank and Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
2% variable
Term
64 months
SBA guaranteed
$83K (50%)
Approval → funding
7 days
Approved
9/24/2025
First disbursed
10/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$183K
Est. down payment (10%)
$18K
Est. cash at closing
$25K
Monthly payment
$2,720
Annual debt service
$33K
Cash flow needed (1.25×)
$41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Canandaigua National Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
TIDELAND GROUP, LLC in Raleigh, NC — $2.1M (2024) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
39 days
Approved
10/12/2023
First disbursed
11/20/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$228K
Est. cash at closing
$314K
Monthly payment
$27,416
Annual debt service
$329K
Cash flow needed (1.25×)
$411K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
BLUEWATER SYSTEMS INC in Sherrills Ford, NC — $1.2M (2023) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$906K (75%)
Approval → funding
19 days
Approved
12/15/2022
First disbursed
1/3/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$134K
Est. cash at closing
$184K
Monthly payment
$15,631
Annual debt service
$188K
Cash flow needed (1.25×)
$234K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Scoreboard, LLC in Onalaska, WI — $180K (2023) · purchase · Park Bank National Association
Program
7a General
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$135K (75%)
Approval → funding
0 days
Approved
1/31/2023
First disbursed
1/31/2023
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$200K
Est. down payment (10%)
$20K
Est. cash at closing
$27K
Monthly payment
$2,404
Annual debt service
$29K
Cash flow needed (1.25×)
$36K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Park Bank National Association
Your business? Claim this record · Request removal
GoodTiming LLC in Lagrange, KY — $1.1M (2022) · purchase · IncredibleBank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$806K (75%)
Approval → funding
13 days
Approved
11/17/2021
First disbursed
11/30/2021
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$119K
Est. cash at closing
$164K
Monthly payment
$11,800
Annual debt service
$142K
Cash flow needed (1.25×)
$177K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
Lender X, LLC in Southlake, TX — $2.8M (2021) · purchase · Byline Bank
Program
7a General
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.5M (90%)
Approval → funding
6 days
Approved
4/16/2021
First disbursed
4/22/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$3.1M
Est. down payment (10%)
$306K
Est. cash at closing
$422K
Monthly payment
$30,187
Annual debt service
$362K
Cash flow needed (1.25×)
$453K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Little Web Capital Co. in New York, NY — $2.1M (2021) · purchase · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
240 mo (20 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
24 days
Approved
10/7/2020
First disbursed
10/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$231K
Est. cash at closing
$318K
Monthly payment
$14,589
Annual debt service
$175K
Cash flow needed (1.25×)
$219K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Edward Street Ventures, LLC in Santa Barbara, CA — $705K (2021) · purchase · Fountainhead SBF LLC
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$635K (90%)
Approved
3/17/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$784K
Est. down payment (10%)
$78K
Est. cash at closing
$107K
Monthly payment
$7,831
Annual debt service
$94K
Cash flow needed (1.25×)
$117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fountainhead SBF LLC
Your business? Claim this record · Request removal
Edward Street Ventures, LLC in Santa Barbara, CA — $705K (2021) · purchase · Fountainhead SBF LLC
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$635K (90%)
Approved
6/17/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$784K
Est. down payment (10%)
$78K
Est. cash at closing
$107K
Monthly payment
$7,831
Annual debt service
$94K
Cash flow needed (1.25×)
$117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fountainhead SBF LLC
Your business? Claim this record · Request removal
Software Consulting Services Llc in Bethlehem, PA — $476K (2021) · purchase · Fulton Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$428K (90%)
Approval → funding
27 days
Approved
8/4/2021
First disbursed
8/31/2021
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$529K
Est. down payment (10%)
$53K
Est. cash at closing
$71K
Monthly payment
$5,285
Annual debt service
$63K
Cash flow needed (1.25×)
$79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fulton Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Graphite Lab LLC in Saint Louis, MO — $295K (2021) · purchase · Simmons Bank
Program
7a General
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$266K (90%)
Approval → funding
14 days
Approved
3/12/2021
First disbursed
3/26/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$328K
Est. down payment (10%)
$33K
Est. cash at closing
$44K
Monthly payment
$3,165
Annual debt service
$38K
Cash flow needed (1.25×)
$47K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Simmons Bank · Lender record →
Your business? Claim this record · Request removal
Little Web Capital Co. in New York, NY — $200K (2021) · purchase · Beacon Bank and Trust
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.25% variable
Term
155 months
SBA guaranteed
$100K (50%)
Approval → funding
0 days
Approved
10/7/2020
First disbursed
10/7/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Software Publishers
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$1,679
Annual debt service
$20K
Cash flow needed (1.25×)
$25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to software publishers businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a software publishers acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

$680K typical loan
21 lenders fund the industry
19 days typical to fund

Buyers researching a software publishers deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/software-publishers
API:: https://www.capbench.com/api/public/lenders?industry=software-publishers
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.