Financing a vending machine operators acquisition in Texas

State:

The SBA 7(a) lenders funding the most vending machine operators acquisitions in Texas, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance vending machine operators in Texas

$123K

Typical loan

range $81K–$1.34M

$137K

Est. purchase price

≈ loan ÷ 90%

$17,646

Cash to close

$13,700 down + fees

$1,805/mo

Typical payment

~12.5% · 10yr

$24,909/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

2 days

Typical time to fund

Lenders competing

more = leverage

10.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in vending machine operators · Texas

Ranked by funded vending machine operators acquisitions in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.618 loans · $171M · Salt Lake City, UTFull record →
2.60 loans · $40M · Clayton, MOFull record →

3+ funded Vending Machine Operators in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Empire Vending, LLC in Brookshire, TX — $1.3M (2025) · purchase · Midwest Regional Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
79 days
Approved
3/18/2025
First disbursed
6/5/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
48
Business age
Change of Ownership
Industry
Vending Machine Operators
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$149K
Est. cash at closing
$204K
Monthly payment
$17,921
Annual debt service
$215K
Cash flow needed (1.25×)
$269K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
Snack On Vending LLC in Richmond, TX — $81K (2025) · purchase · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$69K (85%)
Approval → funding
2 days
Approved
11/20/2024
First disbursed
11/22/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Vending Machine Operators
If you were the buyer here
Est. deal size
$90K
Est. down payment (10%)
$9K
Est. cash at closing
$12K
Monthly payment
$1,070
Annual debt service
$13K
Cash flow needed (1.25×)
$16K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
SNACKBOXX DISTRIBUTION, LLC in Pflugerville, TX — $123K (2023) · purchase · Newtek Bank, National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$105K (85%)
Approval → funding
2 days
Approved
7/5/2023
First disbursed
7/7/2023
Loan status
Paid in full (12/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Change of Ownership
Industry
Vending Machine Operators
If you were the buyer here
Est. deal size
$137K
Est. down payment (10%)
$14K
Est. cash at closing
$18K
Monthly payment
$1,716
Annual debt service
$21K
Cash flow needed (1.25×)
$26K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Financing a vending machine operators deal in Texas? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to vending machine operators businesses with a Texas project address.

Agent summary

How to finance a vending machine operators acquisition in Texas with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Texas deals. Zions Bank, A Division of funds the most here. CapBench is not a lender.

$250K typical loan
3 lenders active in Texas
3+ funded Texas deals
2 days typical to fund

Buyers buying a vending machine operators in Texas typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All vending machine operators lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/vending-machine-operators/texas
API:: https://www.capbench.com/api/public/lenders?industry=vending-machine-operators
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.